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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177198 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177199)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal Credit gives me a fair interest rate

PayPal Credit gives me the reassurance of a fair interest rate and the backing of PayPal if anything goes wrong with the purchase process Reviewed on: 9th July 2026

I have had one very unpleasant experience with PayPa...

I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellent payment history with them. Their call centre team are helpful but the credit score team most unhelpful. Reviewed on: 9th July 2026

I have never had issues with their customer service.

I have never had issues with their customer service. Always helpful, efficient and prompt. Reviewed on: 9th July 2026

PayPal Credit has been really helpful, to spread the...

PayPal Credit has been really helpful, to spread the cost of payments, and help build up my credit rating Reviewed on: 9th July 2026

PayPal Credit is awesome.

Never had any issues with PayPal and I've been using it for around 15 years. Overall easy to use and a pleasant customer experience. It's a handy service to be able to use on most websites. Reviewed on: 9th July 2026

Great all the time.

Great all the time.Love the security of all my transactions with PayPal debit card and credit card. Reviewed on: 9th July 2026

I always use pay in 3 - great idea

I always use pay in 3 and it’s great for budgeting my finances. Reviewed on: 9th July 2026

Big help with buying more expensive things

Always easy to apply, everything transparent. No late fees if you forget to pay. Reviewed on: 9th July 2026

My favourite way to pay

My favourite way to pay for any goods and services by far! With great credit options available, excellent customer service and fast payments. Would highly recommend. Safe and secure way to send money to friends and family too. Reviewed on: 9th July 2026

Feel safe

Its easy to use. I feel safer using PayPal to transfer and recieve money. U also use PayPal credit and its been amazing for me to get things needed and pay over time Reviewed on: 9th July 2026

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