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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58389 reviews)

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4.91

Based on 58,389 reviews, last reviewed 10th Apr 2026

699100% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always smooth transactions. Always smooth transactions. Lots of incentive to use PayPal - loving the new PayPal+ feature that gives points that are quick to build up and easy to ... Read more Reviewed on: 10th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58389)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Using PayPal

PayPal has always been an excellent product, making paying for things fast, efficient and cost effectively. I can pay for things without having to enter bank details and delivery address every time. I’ve used it for being paid for things too, which has been equally as efficient and quick, giving customers security in their payments to me. Reviewed on: 7th April 2026

A great user friendly method to manage money safely.

A great user friendly method to manage money, and make/receive money safely Reviewed on: 7th April 2026

Fast and Reliable

The PayPal is Great for 0% Interest Deals Experience: I've used PayPal Credit for several 0% interest promotions, and it's always worked flawlessly. Just remember to pay it off on time. Reviewed on: 7th April 2026

Amazing, very professional and an excellent service

Amazing, very professional and an excellent service Reviewed on: 7th April 2026

Ease of use,everything explained and options to spre...

Ease of use,everything explained and options to spread cost Reviewed on: 7th April 2026

Easy to use & customer service is great.

Easy to use & customer service is great. Reviewed on: 7th April 2026

Does everything and more....

To be honest. I think I've only ever had to contact customer services once and that was because of a 3rd party. PayPal dealt with the issue immediately. Such an easy service to use across the board Reviewed on: 7th April 2026

Good customer service and flexible with credit cards...

Good customer service and flexible with credit cards and buy now pay later. Reviewed on: 7th April 2026

Meleegy99

Good experience with pay pal credit Reviewed on: 7th April 2026

Fantastic help

When ever I’ve had. A problem it’s always been solved , who ever I’ve spoken too Reviewed on: 7th April 2026

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