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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59115 reviews)

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4.91

Based on 59,115 reviews, last reviewed 11th Apr 2026

766000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% for 4 months is a star attraction Paypal credit is an excellent product with flexibility of payment over 4 months with 0% interest. This is my favourite method of payment everywhere. Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59115)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fantastic service and easy money management, perfect...

Fantastic service and easy money management, perfect for planning large transactions and safety for day to day spending. Reviewed on: 7th April 2026

Where credit is due, PayPal Credit takes the prize

PayPal Credit has never let me down when I've needed it, I've used it for large and small purchases and the flexibility it offers is just incomparable. Reviewed on: 7th April 2026

i use paypal credit very easy i would say the only t...

i use paypal credit very easy i would say the only thing they need is to do instant payment when your paying bills Reviewed on: 7th April 2026

Very useful in the times when sometimes you need to...

Very useful in the times when sometimes you need to spread the cost Reviewed on: 7th April 2026

Very safe to use.

Very safe to use. Been using it for a long time with no problems. Reviewed on: 7th April 2026

First class payment system widely accepted

PayPal is accepted by many online e commerce businesses and you can pay with your PayPal balance, Pay in 3 or use Pay Pal credit. Its a first class payment system. Reviewed on: 7th April 2026

I’ve never had a poor experience with Paypal and fin...

I’ve never had a poor experience with Paypal and find it’s consistently an easy option that does it all! Reviewed on: 7th April 2026

I find it frustrating that I make a payment and it t...

I find it frustrating that I make a payment and it takes so long to clear my account Reviewed on: 7th April 2026

Excellent customer service!

Very convenient as compatible with so many platforms. Customer service is professional, friendly and solve all problems Reviewed on: 7th April 2026

Been with PayPal for so long and it’s been the best...

Been with PayPal for so long and it’s been the best decision ever Reviewed on: 7th April 2026

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