Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148725 reviews)

View other PayPal products

4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148725)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s a good opportunity because you have the flexibi...

It’s a good opportunity because you have the flexibility to buy things and pay them back later. Reviewed on: 21st June 2026

Paypal credit

It's great to have something to fall back on. Paypal is the safest way to buy anything online. Reviewed on: 21st June 2026

I use PayPal credit for ordering a large orders so I...

I use PayPal credit for ordering a large orders so I'm not standing out of the money. When I return items the refund is quick. Reviewed on: 21st June 2026

I use PayPal for years it’s safe and secure

I use PayPal for years it’s safe and secure Reviewed on: 21st June 2026

Had great experience with customer support they help...

Had great experience with customer support they helped me alot through some situations and put my mind to rest. Reviewed on: 21st June 2026

Seamless purchase experience

Seamless purchase experience nine times out of ten Reviewed on: 21st June 2026

Safe and simple way with credit

Makes those slightly larger buys easier to purchase and pay back over time in a safe and affordable way. Easy to monitor and oversee. Reviewed on: 21st June 2026

Happy customer

Easy to use, no major issues. Very convenient. Reviewed on: 21st June 2026

Excellent, can you anytime and anywhere to shop

Excellent, can you anytime and anywhere to shop Reviewed on: 21st June 2026

10 out of 10

Paypal is very easy to use, and very manageable. It gives you lots of different finance options and you can pay however much off whenever. I have recommended this to all my friends and family and they all love it. Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79718 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub