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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148697 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148697)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

my experience has been great, fantastic, brilliant, etc

my experience has been great, fantastic, brilliant, etc Reviewed on: 21st June 2026

PayPal credit

Kayla’s credit has been very easy to use and has helped me be able to go to download festival next year without having to worry about the cost of the ticket needing to be paid all in one go Reviewed on: 21st June 2026

Perfectly secure

I find PayPal easy to use, secure payments and I have only ever had to make a claim once after a purchase was supposedly been delivered but wasn’t and the company wouldn’t reply to my request for the courier’s details and they didn’t reply to PayPal either and I got an instant refund with no problems at all, I use PayPal when buying online even if I can use my bank card I still prefer the protection I receive from PayPal, 100% satisfied. Reviewed on: 21st June 2026

Great Service

I use the four months interest free credit to help spread costs of more expensive items without breaking into my savings. Reviewed on: 21st June 2026

Excellent clear secure payment system

Excellent clear secure payment system Reviewed on: 21st June 2026

Easy to use.

Easy to use. Card arrived quickly plus I have the app on my phone. Reviewed on: 21st June 2026

Very good, fast payment processing

Very good, fast payment processing Reviewed on: 21st June 2026

PayPal is accessible, secure, and convenient

PayPal is easily accessible, secure, convenient to use, remarkably good value with numerous options available to suit your needs. The cherry on top is the quick and easy access to your account which makes life easy to pay off any debts. Reviewed on: 21st June 2026

PayPal it’s so easy to use

PayPal it’s so easy to use and get offers on how to pay 3 to 12 months you don’t have to fall out a big lump I give you good manageable payments and any issues they help you out been using PayPal for quite a long time Reviewed on: 21st June 2026

Great product and very convenient

Great product and very good value with low interest, very handy to spread payments over a longer period of time that otherwise could not afford Reviewed on: 21st June 2026

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