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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59237 reviews)

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4.91

Based on 59,237 reviews, last reviewed 12th Apr 2026

776900% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, have never had any issues Easy to use, have never had any issues Reviewed on: 12th April 2026

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59237)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Jasim Amin

PayPal has very good customer support team and they are less likely to use robotic answers Reviewed on: 7th April 2026

No issues whatsoever

No issues whatsoever. Great service Reviewed on: 7th April 2026

4 Months Interest Free - What More Could I Want

It has been very helpful to use PayPal Credit as I get 4 months interest free on purchases and so this has helped me manage my finances better whilst moving house, especially as lots of providers accept PayPal Credit as an option. The downside was with their new card that is linked to it as I added this to my wallet on my phone and went to purchase a piece of furniture in a shop and the card declined so I don’t really see the point in using it if it is just going to decline when there is credit available. Reviewed on: 7th April 2026

Buy it now and spread the cost

It’s a good way to buy something that you need and spread the cost. Easy and secure to access. Reviewed on: 7th April 2026

Excellent all round always use PayPal

Excellent all round always use PayPal Reviewed on: 7th April 2026

I trust paypal amd use paypal for absolutely every p...

I trust paypal amd use paypal for absolutely every payment I have the reassurance of safety with paypal Reviewed on: 7th April 2026

Perfect use of spending - I use papal daily

Perfect use of spending - I use papal daily Reviewed on: 7th April 2026

Fantastic, so easy to use.

Fantastic, so easy to use. Always available should the situation require an alternative method to spread the cost over a couple of weeks. Reviewed on: 7th April 2026

easy to use with out any fuss, takes away etc the ha...

easy to use with out any fuss, takes away etc the hassle of having to reapply for credit Reviewed on: 7th April 2026

Good terms on paypal credit and the new points progr...

Good terms on paypal credit and the new points programme. Reviewed on: 7th April 2026

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