Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176800)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safe to use the app is easy to manage and pay in 3 i...

Safe to use the app is easy to manage and pay in 3 is a good option Reviewed on: 9th July 2026

With a touch of your fingers they are there to help,...

With a touch of your fingers they are there to help, friendly and professional from start to finish that what makes a great customer service doing a job well done Reviewed on: 9th July 2026

Easy to use and access.

Easy to use and access. App is industry leading. Reviewed on: 9th July 2026

Helping hand.

When ever I have a problem I call and it's sorted with speed and efficiency. Reviewed on: 9th July 2026

Great platform for paying and receiving money

Easy platform for payments. Any problems in the past always dealt with swiftly and easily. Reviewed on: 9th July 2026

Paypal is my best friend!

Paypal is my best friend!! Been using this for nearly a decade and it has helped me ease my finance. Reviewed on: 9th July 2026

It so easy to sort any problems with customer servi...

It so easy to sort any problems with customer service there so helpful it is also very easy to shop on PayPal Reviewed on: 9th July 2026

So easy to use, I have had PayPal for years and they...

So easy to use, I have had PayPal for years and they give you peace of mind that if there are any issues with purchases they are there to help .. I don’t know how people manage without having PayPal Reviewed on: 9th July 2026

Shopping on line

I find itso easy to pay for items that l purchase on line. Reviewed on: 9th July 2026

Mixed experience

Generally good experience. Poor experience with PayPal credit payments. Sometimes payments are scheduled and then not taken, causing a late payment fee. It's a ridiculous system. Payments should be instantaneous. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98178 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub