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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58692 reviews)

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4.91

Based on 58,692 reviews, last reviewed 11th Apr 2026

726800% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable, Secure, and Convenient for Everyday Payments I’ve been using PayPal for quite a while now, and overall it’s been a reliable and convenient way to manage payments. What I appreciate most is how ea... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58692)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

An excellent way of spreading the cost of a larger p...

An excellent way of spreading the cost of a larger purchase Reviewed on: 7th April 2026

Great way to buy now and pay later.

I`ve used PayPal Credit several times now, i always pay it off before the interest starts and i`m very happy with it. Buy now and pay later works for me. Reviewed on: 7th April 2026

Easy to use app, Trustworthy, good security, When...

Easy to use app, Trustworthy, good security, When you purchase something that is faulty or not fit for purpose it’s good to know PayPal will deal and get you’re monies returned. Reviewed on: 7th April 2026

I use PayPal pay in 3 service as it is secure and a...

I use PayPal pay in 3 service as it is secure and a convenient way to shop online. With the payments taken automatically there is no worries about missing a payment or incurring extra costs. Also I have added a payment card now based on the services provided and acceptance by companies when shopping online. Reviewed on: 7th April 2026

Trustworthy

I’ve never had a bad experience with PayPal, I trust them with my money and I trust the process Reviewed on: 7th April 2026

The customer is in control , with monthly reminders...

The customer is in control , with monthly reminders from PayPal- you stay in control Reviewed on: 7th April 2026

Very convenient

Easy transactions, useful easy to apply and set up. Reviewed on: 7th April 2026

very reliable and i try to use sites that accept pa...

very reliable and i try to use sites that accept paypal as it makes me feel safe Reviewed on: 7th April 2026

It’s been amazing.

It’s been amazing. PayPal has been incredibly helpful from managing my finances, payments to disputes and issues. I also really like that I am not giving my card number to retailers and can pay via PayPal instead! Reviewed on: 7th April 2026

PayPal gives me security and peace of mind

PayPal gives me security with any purchases. In fact I would not purchase on line if they do not take PayPal. In today’s world of worry of being scammed I know I have PayPal looking after me. If you want that security I can, without reservation, recommend using PayPal. Reviewed on: 7th April 2026

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