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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148620 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148620)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Been with PayPal over 8yrs & never had an issue.

Been with PayPal over 8yrs & never had an issue. Reviewed on: 21st June 2026

easiest way to access your account.

easiest way to access your account. simple easy and fast Reviewed on: 21st June 2026

Has been incredibly useful and staff very helpful.

Has been incredibly useful and staff very helpful. It's convenient and rated are pretty good aswell Reviewed on: 21st June 2026

Seamless transparent secure gas hassle free

Seamless transparent secure gas hassle free Reviewed on: 21st June 2026

Great Service

I have been using PayPal for a significant number of years the options I have now are significantly improved since it started.. PayPal credit especially the interest free for 4 is highly useful and lets me manage my cash flow better. Reviewed on: 21st June 2026

Been using 4 months 0% finance for years.

Been using 4 months 0% finance for years. Fantastic service to have. Reviewed on: 21st June 2026

Very easy to use no hidden charges

Very easy to use no hidden charges Reviewed on: 21st June 2026

Easy and convenient

I have ordered travelling ticket which sorted easier my finances. Reviewed on: 21st June 2026

I only pay for what I use, which is great to have fo...

I only pay for what I use, which is great to have for emergency financial situations. Reviewed on: 21st June 2026

Really easy to pay for items.

Really easy to pay for items. I use it mostly for eBay (old habits I guess). 4 months interest free is really handy for higher priced items. Reviewed on: 21st June 2026

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