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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59323 reviews)

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4.90

Based on 59,323 reviews, last reviewed 12th Apr 2026

784600% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Effective and easy to use PayPal Credit is a very effective and easy way to manage daily bills and finances Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59323)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I reached out to PayPal over the Easter weekend as a...

I reached out to PayPal over the Easter weekend as a direct debit I thought was set up actually wasn't causing a late payment. PayPal responded straight away and wavered the late fee charge as a good will gesture . Which is great for me . Other fantastic services include the pay in three option which helps me budget and they have great input if you buy something and something goes wrong with the seller and each time it has been resolved by PayPal which is a great backup service. Reviewed on: 7th April 2026

Easy to use and navigate.

Easy to use and navigate. Effective service. Never encounter an issue. Easy to use, easy to login, easy to pay back.. Reviewed on: 7th April 2026

Honest and reliable.

A swift and uncomplicated process for anybody to use. Communication is outstanding when applying, and each month following this. PayPal let you know exactly where you are with payments with no hidden suprises. Reviewed on: 7th April 2026

Paypal Credit.

Great customer service. Very helpful and affordable repayment rates. Easy and convenient to use. Accessible and trustworthy. Perfect for anyone in need of credit or anyone just looking to improve their credit rating. Highly recommend. Reviewed on: 7th April 2026

Good communication and easy to navigate

Good communication and easy to navigate Reviewed on: 7th April 2026

PayPal really helpful and easy to use

“I find PayPal really helpful and use it quite often. I like that you can spread payments without interest, which makes bigger purchases—like a garden table—much more manageable over time. It’s also great for smaller things too, like booking a spa day when you need a reset but don’t have the money upfront. Reviewed on: 7th April 2026

Its very easy to use .

Its very easy to use , nothing to difficult , any problems give them a ring and your sorted . Reviewed on: 7th April 2026

PayPal Credit

I have no complaints about how PayPal Credit works. I have not had a bad experience with PayPal at all. Reviewed on: 7th April 2026

It has been seamless and supportive

It has been seamless and supportive Reviewed on: 7th April 2026

Good , its easy & and more comfort ,, really i enjoy...

Good , its easy & and more comfort ,, really i enjoy me & my family . crad is also its look lke beauty and natural.. awesome ...i recommended my husband and brother & frds ... Reviewed on: 7th April 2026

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