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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148582 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148582)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Customer service is great, and I love that you can s...

Customer service is great, and I love that you can split payments in to three with no extra charge or APR. Reviewed on: 21st June 2026

I think it’s an amazing service that provides clear...

I think it’s an amazing service that provides clear information and very fast safe payments. Reviewed on: 21st June 2026

Convenient easy safe way to use credit and spend you...

Convenient easy safe way to use credit and spend your own money Reviewed on: 21st June 2026

Great service

Great service and helpful I really love my pay pall Reviewed on: 21st June 2026

Easy to use and readily available .

Easy to use and readily available. The repayment scheme is great Reviewed on: 21st June 2026

Cheers!!

PayPal does what I need it to, only had one issue where PayPal responded and sorted the issue very quickly Reviewed on: 21st June 2026

Easy and versatile.

Easy and versatile. A number of purchase options available make it easier to plan your purchase and payment Reviewed on: 21st June 2026

its great for spreading payments for big purchases

its great for spreading payments for big purchase items. Reviewed on: 21st June 2026

Easy to use friendly app making the experience overa...

Easy to use friendly app making the experience overall excellent Reviewed on: 21st June 2026

Very quick and easy payment for all

Very quick and easy payment for all Reviewed on: 21st June 2026

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