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PayPal: PayPal Credit reviews

4.90
Based on 59,377 reviews, last reviewed 12th Apr 2026
789600% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The credit application was easy to complete. The credit application was easy to complete. The credit limit was set at a sensible starting point. I found the whole experience as positive one, and ... Read more Reviewed on: 12th April 2026
Patrick McCreanor's avatar
Patrick McCreanor

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59377)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, great support and supported by many ret...

5
Easy to use, great support and supported by many retailers. Reviewed on: 7th April 2026

I like the security of paypal

5
I like the security of paypal, also 3 moths interest free payments and, ive been able to use it anywhere so far, never had any issues with payments. Reviewed on: 7th April 2026

easy transactions and used when cash is not available.

5
easy transactions and used when cash is not available. Reviewed on: 7th April 2026

Any contact i have had with customer service was goo...

5
Any contact i have had with customer service was good and the agent was polite, confident and was able to explain my query. Reviewed on: 7th April 2026

PayPal is ten ten

5
PayPal is great and convenient, reliable and secure. Used it for so long now and will probably never stop using it Reviewed on: 7th April 2026

I use PayPal as often as I can, it's great

5
I use PayPal as often as I can. Great app, quick and easy to use. Offers great perks. Reviewed on: 7th April 2026

Superb paypal

5
Very good experience with PayPal Reviewed on: 7th April 2026

Always excellent work and secure service,

5
Always excellent work and secure service, Reviewed on: 7th April 2026

PayPal is really easy to use, and user friendly.

5
PayPal is really easy to use, and user friendly. Friends and family get their money really quick and hassle free. Reviewed on: 7th April 2026

I’m with PayPal almost 2 Gerard and loved

5
I’m with PayPal almost 2 Gerard and loved Reviewed on: 7th April 2026