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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176560)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service, easy to navigate and great customer s...

Great service, easy to navigate and great customer service Reviewed on: 8th July 2026

They pose there to help you and protect you.

They pose there to help you and protect you.In some cases Reviewed on: 8th July 2026

Im disabled so rely on delivery services PayPal help...

Im disabled so rely on delivery services PayPal helps me budget & get everything I need with credit helping me have a little treat from time to time. Reviewed on: 8th July 2026

I love PayPal, always facilitating my dreams to come...

I love PayPal, always facilitating my dreams to come true. Reviewed on: 8th July 2026

Convenient Way to Spread the Cost

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of larger purchases. The app is easy to use, making it simple to keep track of payments and manage my account. Payments are processed smoothly, and I appreciate the flexibility it offers when budgeting. Overall, it’s been a reliable and hassle-free service, and I’d happily recommend PayPal Credit to anyone looking for a flexible payment option. Reviewed on: 8th July 2026

PayPal have always been quick, and I know I'm always...

PayPal have always been quick, and I know I'm always protected Reviewed on: 8th July 2026

You feel safe.

You feel safe.. Then you pay with PayPal.. And mind free online payment services Reviewed on: 8th July 2026

PayPal is a fast and convenient way to pay and trans...

PayPal is a fast and convenient way to pay and transfer money safely and efficiently. The option to pay in 3 means you can budget for needed purchases. Reviewed on: 8th July 2026

I had a dispute with a seller which PayPal resolved...

I had a dispute with a seller which PayPal resolved quickly than expected, prompt response whenever I need them to sort out something. Reviewed on: 8th July 2026

Good, clear and easy to use.

Good, clear and easy to use. It was easy to pay using PayPal credit and helpful to have a reminder when payment was due. Reviewed on: 8th July 2026

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