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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58845 reviews)

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4.91

Based on 58,845 reviews, last reviewed 11th Apr 2026

741200% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

No problems with PayPal Credit. No problems with PayPal Credit. Easy to manage. Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58845)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good experience.

Very good experience.pay pal really helps Reviewed on: 7th April 2026

Love the app!

Love the app! Simple to use, credit time of interest free is fab too! Reviewed on: 7th April 2026

Financial helper

PayPal Credit really comes through when you're looking for great value. It makes spreading out payments super easy, so you don't have to worry about a big upfront cost. Plus, managing your account is a breeze right from your phone. It's a solid option for getting what you need without breaking the bank. Honestly, it's one of the most convenient ways to shop. Reviewed on: 7th April 2026

It helped me efficiently pay off my laptop without t...

It helped me efficiently pay off my laptop without the worry of paying all at once. It was easy to set up and unlike other services, it stopped charging me when it was supposed to. Reviewed on: 7th April 2026

When it comes to credit accounts I have no complaint...

When it comes to credit accounts I have no complaints at all. Easy communication to solve any problem I may have. No problems using my account anywhere with my online account, virtual credit card in my phone ap and physical card in my wallet. I have found their rates competative and the many rewards very useful. Reviewed on: 7th April 2026

Quick and easy transactions

I've never had a problem with Paypal credit, if there was a slight blip I've managed to contact customer service and get it resolved really quickly. The transactions and payments are quick and easy and allow for a little more freedom when trying to pay for certain items. Reviewed on: 7th April 2026

Spread the cost, at no cost!

Spreading the cost of a big purchase makes sense for me as a pensioner. I have a limited budget but needed / wanted a new laptop. PayPal Credit made it possible for me to buy a new machine, without spending a chunk of my savings, at no extra cost. Perfect! Reviewed on: 7th April 2026

Fantastic and safe method of payments

Fantastic and safe method of payments Reviewed on: 7th April 2026

I wanted something I had my eye on...

I wanted to purchase something that I had my eye on for a while, it came down in price but I still didn’t have quite enough, PayPal was there to help with this and are clear with the terms etc and they make you aware of everything in advance notice. Easy to use too Reviewed on: 7th April 2026

With you no matter what

PayPal Credit been there for me all the time Reviewed on: 7th April 2026

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