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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176462)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal os Great , I have used it for years and it is...

5
Paypal os Great , I have used it for years and it is very good Reviewed on: 8th July 2026

PayPal is good to use can protect your money and als...

5
PayPal is good to use can protect your money and also you can get credit ,buy now.pay later Reviewed on: 8th July 2026

Easy decision, ready to use.

5
Easy decision, ready to use. Paid for my holiday and with 4 months interest free! Reviewed on: 8th July 2026

Good experience, i have enjoyed using it for big pur...

5
Good experience, i have enjoyed using it for big purchases Reviewed on: 8th July 2026

Always fantastic pay options and great services

5
Always fantastic pay options and great services Reviewed on: 8th July 2026

Convenient to use.

5
Convenient to use. Easy to pay and 3 months 0% is a bonus Reviewed on: 8th July 2026

Always excellent customer service

5
Always excellent customer service when I have spoken to anyone. Excellent service overall Reviewed on: 8th July 2026

I use the interst free offer .

5
I use the interst free offer . Pay in 3 or pay in 4 months Reviewed on: 8th July 2026

Good product for me

5
I’ve been using it for about 1year and so far I had no issues. I’m comfortable using financial products. Reviewed on: 8th July 2026

Easy and convenient

5
So easy and convenient to keep control of your spends Reviewed on: 8th July 2026

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