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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58908 reviews)

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4.91

Based on 58,908 reviews, last reviewed 11th Apr 2026

747200% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It's helpful for payment when needed pay bigger amount. It's helpful for payment when needed pay bigger amount. Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58908)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Buying with confidence

Buying with confidence using Paypal. App makes managing your purchases and payments easy. Always my go-to payment option Reviewed on: 7th April 2026

Trust, Security and Innovation for the Modern Shopper!

First off, PayPal is a brand I 100% trust in. In all the years I’ve used them, I’ve hardly ever needed to contact support, but when I did they were outstanding. Their online help is easy to use, so you can usually just sort things yourself. The website and app are both really clear and simple to use and the security gives me total peace of mind when I’m shopping. Plus, having the 'Pay in 3' option is a total game-changer for spreading the cost of things Reviewed on: 7th April 2026

Great all round

When I needed to contact customer services they were absolutely excellent and helped me to secure my account. It’s incredibly convenient, easy to use and simple to keep track of within the app. Reviewed on: 7th April 2026

Very convenient, Flexible and reachable

Very convenient, Flexible and reachable Reviewed on: 7th April 2026

I feel like Will Ferrell just burst into my living r...

I feel like Will Ferrell just burst into my living room wearing a velvet tracksuit yelling “ LISTEN TO ME CHAMP!” PayPal isn’t just a checking out button anymore, it’s my high energy financial life coach. I’m also obsessing over the PayPal + rewards. Thank you PayPal x Reviewed on: 7th April 2026

fast & easy to use

fast & easy to use my always go too Reviewed on: 7th April 2026

PayPal Credit

swift and professional response to my enquiries Reviewed on: 7th April 2026

4 months interest free, what's not to like!

A great finance option giving 4 months interest free all year round is a game changer. Easy to use and widely accepted. My only criticism is when making payments they often take a while to actually take the funds and then apply to the account. Reviewed on: 7th April 2026

Simply the Best

Straightforward, simple to use and very efficient Reviewed on: 7th April 2026

Easy to use.

Easy to use. Every thing is one place and I can keep track of payments and transactions easily. I also like the added value of the rewards such as PayPal Blue and cashback. Reviewed on: 7th April 2026

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