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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59466 reviews)

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4.90

Based on 59,466 reviews, last reviewed 12th Apr 2026

797700% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have to have it Easy process, confident in using the service, makes your life easy, 4 months installment without fees and without request is a no brainer. Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59466)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy system to understand and use.

Easy system to understand and use. Perfect for when you need to spread the cost of an item over a short time. Reviewed on: 7th April 2026

Easy to use, low interest

Easy to use, low interest, has fair procedures to look after customers Reviewed on: 7th April 2026

Always easy to use and convenient

Always easy to use and convenient Reviewed on: 7th April 2026

Trusted source of credit.

Trusted source of credit. preferential terms, easy to access and utilise, clear information and also identify items on 0%. I’ve never had an issue and would recommend as the service is great. Customer service team are responsive and helpful and always thorough Reviewed on: 7th April 2026

Very happy with a product!

Very happy with a product! With 0% for 4 months Reviewed on: 7th April 2026

Great facility

Always feel safe when buying with Paypal and gave used Paypal credit a couple of times. Good communication and options on how to pay. Reviewed on: 7th April 2026

I am a 20 year customer of PayPal.

I am a 20 year customer of PayPal. I took up PayPal Credit and PayPal Pay-in-three when they became available. The sheer convenience of the PayPal app interface in tracking and managing my credit, allowing me to pay off more than the minimum, check my balance and otherwise keep track and in charge of my borrowing can not be overstated. Reviewed on: 7th April 2026

Review and recommendation

PayPal is easy to use and they have excellent customer service. I feel safe purchasing with PayPal because on occasion I have had need to get a refund and they have always dealt with it quickly and efficiently. Reviewed on: 7th April 2026

Can’t set up a direct debit without handing over you...

Can’t set up a direct debit without handing over your bank account information via open banking. Have to pay manually every month now Reviewed on: 7th April 2026

I love PayPal credit and pay in 3 it’s easy to use a...

I love PayPal credit and pay in 3 it’s easy to use and convenient, I would recommend PayPal to everyone… Reviewed on: 7th April 2026

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