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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148502 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148504)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very Secure

I’ve been with paypal for years, it’s secure and gives me confidence with my money Reviewed on: 21st June 2026

Worked perfect and very easy to use it

Worked perfect and very easy to use it Reviewed on: 21st June 2026

There when needed,never let me down,does everything...

There when needed,never let me down,does everything for your needs Reviewed on: 21st June 2026

PayPal are my go to for ease of use and...

PayPal are my go to for ease of use and security Reviewed on: 21st June 2026

Online processes easy talking to person not so easy

Good had a little trouble when needing to speak to someone Reviewed on: 21st June 2026

It’s okay no Apr if you pay within the 4...

It’s okay no Apr if you pay within the 4 months Reviewed on: 21st June 2026

Never had any problems with PayPal credit, easy to u...

Never had any problems with PayPal credit, easy to use, easy to pay, updates come through to notify when payments are due. Reviewed on: 21st June 2026

Never had a problem

Never had a problem really helps out when needed Reviewed on: 21st June 2026

Always efficient and simple to use.

Always efficient and simple to use. Reviewed on: 21st June 2026

Safe online transactions

Always there to make me feel safe when buying online. My prefered option every time. Reviewed on: 21st June 2026

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