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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I often use the 4 months interest free option.

I often use the 4 months interest free option. Normal credit cards only give you 1 month. Reviewed on: 5th June 2025

PayPal Credit is a very useful feature

PayPal Credit is a very useful feature allowing easy management of outstanding balances and the possibility of paying off in a timely way with no interest added Reviewed on: 5th June 2025

I am happy about the paypal credit and online paymen...

I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025

Easier to manage my financial situation and to plan...

Easier to manage my financial situation and to plan ahead for spending more wisely. Reviewed on: 5th June 2025

PayPal Credit Offers Great Flexibility & Security of...

PayPal Credit Offers Great Flexibility & Security of your transactions. I love this feature for bigger purchases you may be unsure of or just the fact that it allows a bit of breathing space to spread the cost over a few months at 0% interest. I happily recommend PayPal to family and friends and will continue to use PayPal credit. Reviewed on: 5th June 2025

Satisfying

When I applied I got a quick reply and a reasonable rate Reviewed on: 5th June 2025

An excellent service, I have nothing but praise for...

An excellent service, I have nothing but praise for the staff. Reviewed on: 5th June 2025

PayPal is pro-customer!

PayPal is pro-customer! They take dispute seriously! Shop with peace of mind! Reviewed on: 5th June 2025

Satisfied

Good way to save some money when you struggle financially Reviewed on: 5th June 2025

Paypal for the win

Have a credit card with PayPal for a couple of years now and it’s great, never had issues with it. Any small problems that I needed to solve have been solved quickly and efficiently by the online chat Reviewed on: 5th June 2025

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