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PayPal: PayPal Credit reviews

4.91
Based on 59,038 reviews, last reviewed 11th Apr 2026
759200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its very good im a new customer and I'm enjoying the... Its very good im a new customer and I'm enjoying the user friendly app and everything detailed for in easy layout Reviewed on: 11th April 2026
Stuart B's avatar
Stuart B

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59038)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal review

5
PayPal keeps you up to date with your account and easy processes for keeping everything on track. Reviewed on: 7th April 2026

Safe and oh so easy to use.

5
Safe and oh so easy to use. They offer different options for use, including ten months interest free over a certain purchase price. I cannot fault them, and use them regularly. Reviewed on: 7th April 2026

It's just so easy

5
It's just so easy, and with the addition of an actual card now, I can have access to my credit from anywhere. Reviewed on: 7th April 2026

So easy to use and navigate through the app.

5
So easy to use and navigate through the app. Great credit facility. Always kept informed when payments are due. Have used for a long time and had no problems. If problems receiving goods paid for with PayPal, refunds are sent quickly Reviewed on: 7th April 2026

Simple accessible and easy to use, always available

5
Simple accessible and easy to use, always available Reviewed on: 7th April 2026

Excellent service and excellent customer service - t...

5
Excellent service and excellent customer service - the simplest way to have credit I’ve ever had Reviewed on: 7th April 2026

Straight forward process.

5
Straight forward process. Easy to use and quick Reviewed on: 7th April 2026

amazing really good the best i would recommend

5
amazing really good the best i would recommend Reviewed on: 7th April 2026

Satisfactory services

5
Satisfactory services rendered most of the time Reviewed on: 7th April 2026

Recommended to everyone.

5
They take care of security of your payment unlike others including banks. Refund money taken by doggy sellers. Four months free credit is a great option when you need it. Reviewed on: 7th April 2026