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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176122 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176122)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have been a customer since PayPal was first availa...

I have been a customer since PayPal was first available in the UK. The fact that I am still a customer all these years later is testament to their service. Reviewed on: 8th July 2026

Always had a positive experience with paypal.

Always had a positive experience with paypal. Easy to contact and help with any issues promptly Reviewed on: 8th July 2026

I have had a great experience while using PayPal.

I have had a great experience while using PayPal. It's taught me how to help manage my money at times and given me opportunities to enjoy things I probably wouldn't of been able to through it's pay in 3 and credit. Including help towards paying for special occasions when having children. I would recommend to anyone and look forward to been a loyal customer for as long as you let me . Thankyou Reviewed on: 8th July 2026

No problems using it feel comfortable with it

No problems using it feel comfortable with it Reviewed on: 8th July 2026

Always there when your in a pinch and never had any...

Always there when your in a pinch and never had any issues using the service Reviewed on: 8th July 2026

Easy and safe to use.

Easy and safe to use. Gives piece of mind on purchases. Reviewed on: 8th July 2026

PayPal interest free credit, easily and quickly sorted

PayPal credit allowed me to easily arrange a large payment, interest free, to be paid off at much later date (months later). Didn’t need to speak to anyone and everything was approved online at the time of purchase. The shop I purchased from said it would offer this facility too, but when I went to their checkout, they did not offer any unrest free options, so when I chose to pay with PaPal, I was really pleased to see Pay Pal Credit offered me this option. Really easy. Reviewed on: 8th July 2026

Smart Money

There is good value for money using the PayPal Credit card, you get more time to pay for your shopping, food, trips and travel. It has been a wonderful experience so far. Reviewed on: 8th July 2026

Convenient and reliable payment service

I have had a positive experience using PayPal. It is easy to use, provides a convenient way to send and receive payments, and offers useful security features for online transactions. The platform is reliable, and I appreciate the simplicity and flexibility it provides when managing payments. Reviewed on: 8th July 2026

I use PayPal often the different ways to pay are rea...

I use PayPal often the different ways to pay are really good Reviewed on: 8th July 2026

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