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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148241 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148241)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great app and providers

Easy to use app always clear and understanding and up to date Reviewed on: 20th June 2026

Great Way to pay

Convenient can use online in store freely able to use as payment. Added reassurance of help if refund required. Assistance on point Reviewed on: 20th June 2026

Swift and convenient service.

Never any issue of payment not going through and no hold ups. A very good alternative to the usual credit card transaction. Reviewed on: 20th June 2026

Thumps up from a long-term PayPal user (20 years plus).

I have been using PayPal from around 20 years ago. And I have to say, the ease of payment and customer experience as well as the ability to spread costs has been excellent and not something that's available to you so easily through other providers. Reviewed on: 20th June 2026

Great customer service

Great customer service very helpful and accually speak to a person Reviewed on: 20th June 2026

PayPal Credit: Quicker Verification, Easier Application

Applying for a PayPal credit card is much easier and faster than with traditional credit card providers. If you already use PayPal, your details are often pre-filled, and verification takes only a few clicks, so approval steps can be completed in no time. Reviewed on: 20th June 2026

Easy to use and an effective way of budgeting

Easy to use and an effective way of budgeting Reviewed on: 20th June 2026

Elsa baby

Customer service advisors are very helpful Reviewed on: 20th June 2026

I very good experience of using PayPal.

I very good experience of using PayPal. Very smooth and easy. Reviewed on: 20th June 2026

Ease of use, several options for payments and use of...

Ease of use, several options for payments and use of retailers that are compatible with this payment option. Reviewed on: 20th June 2026

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