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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59781 reviews)

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4.90

Based on 59,781 reviews, last reviewed 13th Apr 2026

825700% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal are very good. PayPal are very good. With the service they provide. Reviewed on: 13th April 2026

Latest lowest rating:

2

Slow support and Slow transactions in some cases del... Slow support and Slow transactions in some cases delayed for months Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59781)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

App is super user friendly

I use PayPal to manage most of my online transactions. Using the pay in three feature is always really helpful for larger purchases as I can spread them out. I find the app very user friendly and easier to see what I owe or have upcoming Reviewed on: 7th April 2026

Convenient and easy to use.

I’ve found PayPal Credit easy and convenient to use, especially with 0% interest offers on purchases. Just make sure to repay on time to avoid high interest. Overall, a helpful tool if used responsibly. Reviewed on: 7th April 2026

I have been using PayPal for a number of years now a...

I have been using PayPal for a number of years now and can not fault it Reviewed on: 7th April 2026

pay in 3

Good service especially with pay in 3 Reviewed on: 7th April 2026

Nice and simple, rewarding and secure what else do...

Nice and simple , rewarding and secure what else do you want. Majority of brands and sorts have PP's payment integrated into their systeme so more point more ways to pay, interest free and as said before Secure with consumer protection. Reviewed on: 7th April 2026

PayPal is a no nonsense experience.

PayPal is a no nonsense experience. I especially like how it’s so easy to make payments and you’re not having to flip between your banks app and the payment app. The interest free repayments are good too. To be fair it’s a little difficult to remember what’s still within the three month window but that depends on how much you use it. Reviewed on: 7th April 2026

Having credit on tap is a godsend.

Having credit on tap is a godsend. When cashflow is tight, Paypal credit is the perfect solution for unexpected payments. Reviewed on: 7th April 2026

Excellent service with no hassle

Excellent service with no hassle Reviewed on: 7th April 2026

Never had an issue and I love the way it adds anothe...

Never had an issue and I love the way it adds another level of security when purchasing online Reviewed on: 7th April 2026

Fantastic offers

Have fantastic offers and very convenient flexible payment methods Reviewed on: 7th April 2026

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