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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59237 reviews)

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4.91

Based on 59,237 reviews, last reviewed 12th Apr 2026

776900% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, have never had any issues Easy to use, have never had any issues Reviewed on: 12th April 2026

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59237)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Buying my e bike was very easy, 0% over 4 years.

Buying my e bike was very easy, 0% over 4 years. The bike was delivered in 2 days one of them being a bank holiday. Would definitely use PayPal again Reviewed on: 7th April 2026

I have never had a problem with PayPal

I have never had a problem with PayPal, I have their apps on my phoneand tablet which work reliably, and PayPal Credit is easy to use and I can check my balance easily. PayPal Credit is a great way to manage my finances. Reviewed on: 7th April 2026

Is reliable.

Is reliable. Always There when I need it. Rates are quite high though. Should have adjustable rates for long time users Reviewed on: 7th April 2026

Very helpful to have PayPal credit when purchasing l...

Very helpful to have PayPal credit when purchasing larger items, and paying off the following month. Reviewed on: 7th April 2026

Well paypal credit saved my life ...

Well paypal credit saved my life when i needed a bed for my daughter and needed a cooker desperately and had no other way of raising the money to afford them and it was so quick and easy to use its the best credit out there with fantastic communications i have no other words for how much i love this company. Reviewed on: 7th April 2026

Always reliable.

Always reliable. Never any issues with payments or other transactions. Reviewed on: 7th April 2026

I love the simplicity of PayPal.

I love the simplicity of PayPal. The app is user friendly and everything can be done with minimal fuss. It’s a great way to pay for items and manage my money. Reviewed on: 7th April 2026

PayPal is very good and most certainly convenient th...

PayPal is very good and most certainly convenient the only issue I have with the service is when you pay for something it takes quite a while to leave your bank account which can sometimes leave you overdraft when you forget about the transaction Reviewed on: 7th April 2026

Easy to use,no hassle,no problem, excellent service.

Easy to use,no hassle,no problem, excellent service. Reviewed on: 7th April 2026

Easy to use and comes in very handy

Easy to use and comes in very handy Reviewed on: 7th April 2026

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