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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175766)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, effective, helpful, and safe to use for...

5
Easy to use, effective, helpful, and safe to use for online shopping and purchases Reviewed on: 8th July 2026

Excellent service

5
Excellent service and friendly staff resolved my issues very quickly and professionally Reviewed on: 8th July 2026

Service is top notch

5
Their app is easy to access. Customers service is top notch and always supportive. All the issues I have raised in the past have been dealt with satisfactorily. It's easy to send money to friends and family. I have been using the app for more than 15 years and will continue to use it. Reviewed on: 8th July 2026

It's easy to use It allows you have interested free...

5
It's easy to use It allows you have interested free payments. Plus plenty if reminders for paying. Reviewed on: 8th July 2026

Used it for years in place of a credit card.

5
Used it for years in place of a credit card. Reviewed on: 8th July 2026

Great customer service great value for money

5
Great customer service great value for money Reviewed on: 8th July 2026

Easy to use and operate.

5
Easy to use and operate. Perfect for helping out and saving rewards. Reviewed on: 8th July 2026

It has been an excellent experience

5
It has been an excellent experience Reviewed on: 8th July 2026

My review

5
Easy to use , it’s great I would recommend using it Reviewed on: 8th July 2026

It works well hard to complain fees are perfectly fi...

4
It works well hard to complain fees are perfectly fine but none would be better Reviewed on: 8th July 2026

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