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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175624 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175655)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good experience, trusted by me and my family

Good experience, trusted by me and my family Reviewed on: 8th July 2026

Always very prompt and helpful service, great commun...

Always very prompt and helpful service, great communication and professional service always. Reviewed on: 8th July 2026

I don’t like haw when using PayPal as a payment opti...

I don’t like haw when using PayPal as a payment option on merchant checkout screens has suddenly started defaulting to Credit rather than pay in full - I inadvertently signed up to credit and defaulted on a payment due to this. Reviewed on: 8th July 2026

Very easy to use and easy to pay

Very easy to use and easy to pay Reviewed on: 8th July 2026

Excellent service never had any issues

Excellent service never had any issues Reviewed on: 8th July 2026

Great service, easy access and support looked for cr...

Great service, easy access and support looked for credit to buy a new guitar. Paypal was the best choice. Reviewed on: 8th July 2026

I've been using PayPal for years.

I've been using PayPal for years. Never had an issue that can't be easily resolved. The customer service always goes over and beyond to keep the clients happy. Their PayPal credits came as incredible for the 0% APR. Reviewed on: 8th July 2026

I have been using PayPal for quit a few years and I...

I have been using PayPal for quit a few years and I have always received good service and hassle free use Reviewed on: 8th July 2026

It makes bigger purchase a lot less stressful!

I started using it when I needed to replace something quite pricey out of the blue, and paying for it all in one go just wasn't going to happen without wiping out my account. Being able to split it into smaller, more manageable payments instead of taking one big hit made the whole thing far less of a headache. It's not about spending money I haven't got, it's more about spreading the cost in a way that actually fits round payday. What I appreciate most is how easy it is to keep track of everything in the app. I'm not one for remembering due dates off the top of my head, so having it all laid out clearly: what I owe, when it's due, how much is left — takes the guesswork out completely. It's become my go-to for those "I need this now but don't fancy feeling it all in one payday" purchases. Doesn't feel like a massive financial commitment, just a sensible way to handle things I was going to buy anyway. Reviewed on: 8th July 2026

Spot on service, very easy to ise

Spot on service, very easy to ise Reviewed on: 8th July 2026

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