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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175556)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal has helped me to spread the cost of purchases...

PayPal has helped me to spread the cost of purchases many times and I couldn't be more greatful. Thank you very much. Reviewed on: 8th July 2026

Wonderful and simple

Great! Very easy and quick, is my preferred online payment method. Reviewed on: 8th July 2026

Convenient and Easy

Easy to make payments with PayPal. Good terms for finance—interest free over extended periods. Quick interfacing to make payments to vendors. Overall streamlined service that is reliable. Accepted nearly everywhere. Reviewed on: 8th July 2026

Preferred method of payment..

If Paypal is an option, it is my preferred method of payment and use it daily without issue. Reviewed on: 8th July 2026

Easy to use.

Easy to use. Kept updated on upcoming payments and charges to account so never caught of guard Reviewed on: 8th July 2026

Smooth transitions and a great app.

Smooth transitions and a great app. Good communications for upcoming payments and great options to pay. Service has been prompt and concise. Recommended Reviewed on: 8th July 2026

I have found paypal credit a great thing to have.

I have found paypal credit a great thing to have. It helps getting bigger items. Plus its helped me build up my credit score. It is easy to use and keep track of your spending on the app, Also your not paying a huge amount back each month. Reviewed on: 8th July 2026

Very easy and straightforward to use

Very easy and straightforward to use Reviewed on: 8th July 2026

So easy to sort quick simple intruction on what to d...

So easy to sort quick simple intruction on what to do and how to use . Reviewed on: 8th July 2026

PayPal offers great customer service

PayPal has always made things really clear and customer service has been top notch when I have had questions. I would highly recommend to anyone looking for a credit provider. I have never had any issues and when I have needed to raise anything it has always been resolved quickly and professionally. Reviewed on: 8th July 2026

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