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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59323 reviews)

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4.90

Based on 59,323 reviews, last reviewed 12th Apr 2026

784600% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Effective and easy to use PayPal Credit is a very effective and easy way to manage daily bills and finances Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59323)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to make payments & transactions are always smooth

Easy to make payments & transactions are always smooth Reviewed on: 7th April 2026

It offers great flexibility in buying products and s...

It offers great flexibility in buying products and services. Reviewed on: 7th April 2026

Always easy to use, the team are always very helpful.

Always easy to use, the team are always very helpful. Reviewed on: 7th April 2026

Online payment method

I use PayPal to buy online when the option is available and never had an issue with the pay in 3 instalments helping spread the cost over 3 months Reviewed on: 7th April 2026

Good option

It is a good service but don't expect a credit limit raise Reviewed on: 7th April 2026

Great rates and user friendly app

Very good rates and easy to be able to use PayPal credit almost anywhere to help make purchases. The app is easy to use and clear to help monitor payments. Reviewed on: 7th April 2026

Most trusted

Trusted and very easy to use, never had any problems. Very secure. Reviewed on: 7th April 2026

Very good and easy

Very good and easy to use, user friendly Reviewed on: 7th April 2026

I love how easy it is to talk to customer...

I especially love how easy it is to talk to customer service, very quick and they are always nice Reviewed on: 7th April 2026

Always helpful,

Always helpful, easy to navigate, have been using for years, Reviewed on: 7th April 2026

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