Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 61,051 reviews, last reviewed 13th Apr 2026
943200% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always take advantage of the 4 months interest free... Always take advantage of the 4 months interest free over £99 and find paypal over 3 very handy Reviewed on: 13th April 2026
Samantha J's avatar
Samantha J

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026
Sandor's avatar
Sandor

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (61051)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and safe way to pay

5
Very easy to use and safe, I have recently got a PayPal credit card which is great Reviewed on: 7th April 2026

Always use PayPal.

5
Always use PayPal. Reliable. Reccomended Reviewed on: 7th April 2026

Excellent Service

5
Easy to access and make payments. Reassurance that suppliers are legitimate. It eliminates the need to fill in personal details that are already set up. Spreads payments making goods more affordable. Excellent support with disputes to suppliers Reviewed on: 7th April 2026

Good experience

5
Always had a good experience and never refused credit. I always pay on time and make it so that payments are manageable. Reviewed on: 7th April 2026

Used by most companies now as an option.

5
Used by most companies now as an option. Easy to use, decisions made quickly. Excellent service provided. Reviewed on: 7th April 2026

I like it very easy to use.

5
I like it very easy to use. I like the Pay in 3 with no extra fee. Reviewed on: 7th April 2026

Fantastic service, highly recommend

5
Fantastic service, highly recommend Reviewed on: 7th April 2026

A great service with someone at the end of the phone!

5
Always a great service with someone at the end of the phone, if needed! I have used PayPay py in 3, Credit and Debit services which I am more than happy and easy to use. Now Crypo is up and running it has taken forever to be implemented. Not too confident with it at the moment. It is also off-putting when you consider factors like losing all of your money. Reviewed on: 7th April 2026

I have been able to use my account with out any issues!

5
I have been able to use my account with out any issues! is easy to track via the app and any question ussually gets answered fairly quickly! Reviewed on: 7th April 2026

Always good to, always convenient.

5
Always good to, always convenient. Reviewed on: 7th April 2026