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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175439)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Clear and straightforward

The App is clear , easy to use - I know exactly what I have spent , and when payments are due. The pay in 3 helps me budget and spread the cost. I can also pay friends and family - which is very convenient so don’t have to ask for bank details. Reviewed on: 8th July 2026

Brilliant really brilliant provider I use pay pal ev...

Brilliant really brilliant provider I use pay pal every day Reviewed on: 8th July 2026

Well worth to use

Using PayPal over 20 years and not once have I felt unsafe or worried about my payments/purchases Reviewed on: 8th July 2026

Been using PayPal for quite a while got approved.

Been using PayPal for quite a while got approved. Now I got good credit limit with good APR compared to capital one or Vanquis this is the best Reviewed on: 8th July 2026

Great Service

Great fast efficient service very pleased Reviewed on: 8th July 2026

Easy to use with added security and interest free op...

Easy to use with added security and interest free options available Reviewed on: 8th July 2026

Great customer service team

I have had to contact pay pal a few times to get my money back from scammers. They have a great customer service team and willing to help . Reviewed on: 8th July 2026

5 years in Paypal

I have been using PayPal for 5 years now and I didn’t encounter any issue so far. So easy to use. Reviewed on: 8th July 2026

Service and approach

Great service and pay problems are dealt with superfast. Great payment options that are affordable Reviewed on: 8th July 2026

Quick and easy to use.

Quick and easy to use. Available with multiple retailers and helps to spread the cost for big cost items. Reviewed on: 8th July 2026

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