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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (61463 reviews)

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4.90

Based on 61,463 reviews, last reviewed 13th Apr 2026

980400% increase in 5 star reviews

in the past 90 days

3400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always there when you need them. Always there when you need them. Helps spread the cost of big expenses. Reviewed on: 13th April 2026

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (61463)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Absolutely excellent customer service recommend

Absolutely excellent customer service recommend Reviewed on: 7th April 2026

The only thing you might need.

Using my PayPal accounts for basically everything Credit Card, Pay in3 and Debit card I can honestly say that I have not had any problems. Easily connected all my accounts onto my bank account. Checking out is so fast and easy. Notifications are instantly visible in my inbox. I also have the PayPal payment insurance. Due to the flexibility of payments I’m able to budget my monthly payments very easily. Reviewed on: 7th April 2026

Really easy to set up with clear instructions and in...

Really easy to set up with clear instructions and information Reviewed on: 7th April 2026

Paypal credit options make life easier

I use Paypal for quick and easy check outs but mostly for its credit options, which have really helped me with purchases over the years. Being a low earner, I can't always afford to buy things when I need or want them. Paypal pay in 3 and interest free credit options allow me to make these purchases without having to worry about paying interest, providing I make the payments and clear my balance on time. It works great for me as I know going into the agreement I'll be able to make the payments. Reviewed on: 7th April 2026

Fully supportive purchase optionsvia Paypal.

I recently made a number of purchases with different methods that paypal offer. The pay in 3 allows me to spread the cost of my purchases which is a great, allowing this affordable pay plan to meet my outgoing costs each month. Secondly, I had made a purchase which the sender failed to deliver, the item I purchased did not arrive, I raised this dispute with PayPal who with their intervention refunded the cost of item. Thirdly my most recent mobile purchase was spread over 24 months. The options that Paypal offer for me as a consumer are fantastic.. and for me the service they offer is outstanding, second to none IMO! Reviewed on: 7th April 2026

Excellent PayPal

I have been using PayPal for many years without any problems, when Paypal credit was introduced it allowed me to make purchases more easily with time to pay. Win win situation, Reviewed on: 7th April 2026

Generally very happy.

Generally very happy. Woyhwhile for peace of mind. Reviewed on: 7th April 2026

Very easy to use paypal

Very easy to use paypal when purchasing onlie Reviewed on: 7th April 2026

Have used PayPal for years, always had a great exper...

Have used PayPal for years, always had a great experience Reviewed on: 7th April 2026

Works as advertised.

Good for spreading the cost or for providing a layer of separation between your bank and sites you are unsure of. Reviewed on: 7th April 2026

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