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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148108 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148109)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great Service and excellent value

Great Service and excellent value Reviewed on: 20th June 2026

A really safe and easy to use credit site.

A really safe and easy to use credit site. Can be used to pay most things and is safer than a credit card in my opinion Reviewed on: 20th June 2026

A very wonderful experience, credit card very helpfu...

A very wonderful experience, credit card very helpful at when needed. Reviewed on: 20th June 2026

PayPal has been a seamless hassle free experience si...

PayPal has been a seamless hassle free experience since day one. I have never had an issue with PayPal and would recommend it to anyone. Reviewed on: 20th June 2026

PayPal have always had great platform and great cust...

PayPal have always had great platform and great customer service Reviewed on: 20th June 2026

Gui needs improving.

Gui needs improving. Payment needs to be instant. Not scheduled. Balance needs to update faster. I just feel paypal credit is a few steps behind competitors. Incentives like points need to be introduced to keep using paypal credit. Reviewed on: 20th June 2026

An ideal way to spread the cost of larger purchases.

An ideal way to spread the cost of larger purchases. Simple and easy to use. Reminders sent to ensure payments made at the correct time . Reviewed on: 20th June 2026

I have been a loyal customer for years.

I have been a loyal customer for years. Any issues are dealt with efficiently. I feel safe knowing that paying with PayPal that i am protected. Reviewed on: 20th June 2026

Quick, easy and simple to use

Quick, easy and simple to use, no fuss and no long winded processes Reviewed on: 20th June 2026

I have used PayPal from it's very beginning, I have...

I have used PayPal from it's very beginning, I have never had anything but good experiences with them, on the rare occasions I have been a victim of a scam, PayPal were always there to help. Reviewed on: 20th June 2026

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