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PayPal: PayPal Credit reviews

4.90
Based on 61,928 reviews, last reviewed 13th Apr 2026
1024300% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal credit. Love PayPal credit. Makes buying concert tickets for friends so easy! Reviewed on: 13th April 2026
Ames's avatar
Ames

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (61928)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Simple and handy.

5
Easy to use and pay in 3 option is really handy. Great way to pay traders, friends and family Reviewed on: 7th April 2026

PayPal credit was a life saver when we needed it!

5
PayPal credit was a life saver when we needed a new car. The physical card helped for a payment over a certain value too. Reviewed on: 7th April 2026

easy to work with

5
every thing is so easy with PayPal its just so easy to work with Reviewed on: 7th April 2026

Keeps my card details secure

5
Im often housebound due to illness so buy almost everything online. Paypal saves having to log into my banking app or having to share my card details with vendors. I love the Pay in 3 to help spread the cost and ive also used paypal credit just to make the cost of larger purchases easier to budget for. Reviewed on: 7th April 2026

PayPal's my life saver !!!

5
PayPal have been a lifesaver to me by allowing me credit when money was short, to just buy shopping to keep us going to allowing us to book the deposit on a holiday. They have always been there for me. Reviewed on: 7th April 2026

Very essy to use and available at a fingers tip

5
Very essy to use and available at a fingers tip Reviewed on: 7th April 2026

Good App

4
PayPal is usually quick and efficient. I like the app as it’s clean and easy to use. Reviewed on: 7th April 2026

Excellent

5
Easy to use and understand. No problems Reviewed on: 7th April 2026

Customer service

5
Its really hard to get in touch with customers service Reviewed on: 7th April 2026

It's such a straight forward way to pay for things...

5
It's such a straight forward way to pay for things - Reviewed on: 7th April 2026