Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175168 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175206)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal the easy way to pay.

Paypal offers a safe, easy and affordable way to buying online. Always kept informed regarding payments due etc. Great payment options. I love it. Reviewed on: 8th July 2026

I enjoy using PayPal for transactions, its fast and...

I enjoy using PayPal for transactions, its fast and easy. I'm also given the option of 3 months interest free Reviewed on: 8th July 2026

Extremely easy to use!

Extremely easy to use! Pay in 3 is extremely useful and makes spreading larger payments so easy and straightforward! Reviewed on: 8th July 2026

Never had a problem easy to use everything is explai...

Never had a problem easy to use everything is explained Reviewed on: 8th July 2026

it is a really good way to do shopping

it is a really good way to do shopping Reviewed on: 8th July 2026

Easy to use, provides protection on purchases

Easy to use, provides protection on purchases Reviewed on: 8th July 2026

I find PayPal is a trust worthy service and I feel s...

I find PayPal is a trust worthy service and I feel safe paying for items with PayPal rather than with any other provider Reviewed on: 8th July 2026

Simple credit

Simple to arrange, simple to manage, with competitive APR and 4 months interest free Reviewed on: 8th July 2026

Paypal , great service

I have used Paypal from the start and its always been easy and helpful. They have stepped in when required to assist. Reviewed on: 8th July 2026

very Good and can get your info on the app

very Good and can get your info on the app Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3843 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97079 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub