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PayPal: PayPal Credit reviews

4.90
Based on 62,306 reviews, last reviewed 13th Apr 2026
1059600% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problems encountered, smooth transactions all the... No problems encountered, smooth transactions all the time. Reviewed on: 13th April 2026
Abena A's avatar
Abena A

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (62306)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Was very easy to apply and use this option as checko...

5
Was very easy to apply and use this option as checkout, also easy to make payments on the app Reviewed on: 8th April 2026

Paypal is my absolute 'go to' when shopping online -...

5
Paypal is my absolute 'go to' when shopping online - its the only way i feel safe and Paypal have helped me out numerous times with scams and refunds that i have struggled to get alone - highly recommend. even for sending money to friends and family i just feel so secure. i also have paypal credit which i use and pay off when its due or if i'm short of money that's not an issue either, i just pay the minimum, this also allows me to try products and return if necessary without using my own available funds for that month as the refund goes back as credit. I cant praise this company highly enough. Reviewed on: 8th April 2026

When nobody is here PayPal is here !

5
It's very useful when specially you are not into a good financial position but because of Paypal you can afford even in a difficult time, that's is amazing, thanks to Paypal. Reviewed on: 8th April 2026

I find paypal very helpful when there is a problem

5
I find paypal very helpful when there is a problem. They are prompt with any complaint. Customer service second to none. Paypal are my number one for secure payment when purchasing from retail and food stores. I Would'nt change from what works for me. Reviewed on: 8th April 2026

Great service!

5
Great service! Very helpful when you need it. Reviewed on: 8th April 2026

The customer service team are brilliant always easy...

5
The customer service team are brilliant always easy to speak with and sort issues with no problems. Reviewed on: 8th April 2026

PayPal My Safe & Trusted Payment Choice

5
I’ve been a PayPal customer for over 20 years and haven’t had a minute's problem with any of the services. I feel it’s one of the safest options especially for online shopping. Really pleased to receive my PayPal credit card for using around town with the option of spreading payments over several months. PayPal has always been one of my preferred & trusted way’s to checkout. PayPal has so much to offer with brand discounts, bonus points and benefits scheme. What’s not to like! Reviewed on: 8th April 2026

Paypal credit is a safe and easy to use app.

5
Paypal credit is a safe and easy to use app. I like the option of pay in 3. I can pay off my balance as and when it suits, very user friendly Reviewed on: 8th April 2026

simply the best

5
Simple and easy to use best payment provider ever pay in 3 is awesome Reviewed on: 8th April 2026

Great service

5
Always had good customer service, any problems have been resolved quickly and fairly. Would recommend paypal Reviewed on: 8th April 2026