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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175075)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve had.

5
I’ve had. I problems from the moment I signed up. Reviewed on: 8th July 2026

Offers a good plan at a fair rate, clear when paymen...

5
Offers a good plan at a fair rate, clear when payments are due. Easy to make the payments early. Reviewed on: 8th July 2026

Easy to use and very convenient for every day use...

5
Easy to use and very convenient for every day use Reviewed on: 8th July 2026

PayPal is TopPal

5
Always has a good deal for me when I need it ! Great finance deals I don’t get anywhere else… Reviewed on: 8th July 2026

Excellent paying platform

5
One of the main paying platforms my family use. When had issues with orders, PayPal customer service were very helpful and helped to sort out issues in no time and I had a refund sorted in minutes. It’s very easy to use and has very flexible options for payments. Reviewed on: 8th July 2026

PayPal are ready easy to use and if you send money a...

5
PayPal are ready easy to use and if you send money abroad and it looks suspicious PayPal stops the transaction right there Reviewed on: 8th July 2026

I’ve never had a bad experience with PayPal Credit.

5
I’ve never had a bad experience with PayPal Credit. It’s easy to apply, easy to follow and see activity on your account and easy to deal with customer support should you need to. Reviewed on: 8th July 2026

No fuss, never an issue to use.

5
No fuss, never an issue to use..recommended to all Reviewed on: 8th July 2026

Easy to use.

5
Easy to use. Useful. No issues. Great service thanks Reviewed on: 8th July 2026

Paypal is very convenient and able to manage money a...

5
Paypal is very convenient and able to manage money and spend on purchases. Paying in monthly is very useful. Reviewed on: 8th July 2026

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