Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148030 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148030)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have loved having PayPal credit.

I have loved having PayPal credit. It has been so helpful to my everyday life. Reviewed on: 19th June 2026

Very easy to use and safe.

Very easy to use and safe. All purchase are guaranteed. Reviewed on: 19th June 2026

PayPal is safe and easy

PayPal is safe and whenever I have had bother they have reduced my issues Reviewed on: 19th June 2026

PayPal is a convenient, trusted, and feature-rich op...

PayPal is a convenient, trusted, and feature-rich option for consumers and small sellers, with excellent reach and simple setup. Its main trade-offs are higher fees, occasional account holds, and mixed support experiences. If you value ease and brand recognition over rock-bottom costs and deep customization, it’s a strong choice. Reviewed on: 19th June 2026

Excellent

Just amazing great app so easy to use Reviewed on: 19th June 2026

It’s so convenient and easy to use

It’s so convenient and easy to use, you can add stuff to it and you can pay off a bit more now and again to save some interest. Reviewed on: 19th June 2026

PayPal is a great tool

PayPal is always been very easy to use and transactions are quick. Also it is safe to use which it is a bonus Reviewed on: 19th June 2026

Paypal credit always help.

Paypal credit always help especialy for amount over £100 to be paid over 4 Months. I am using it for annual travel to buy the flights' tickets long time before its due time to get good price. It is wonderful. Reviewed on: 19th June 2026

Excellent service.

Excellent service. Never been disappointed before using PayPal Reviewed on: 19th June 2026

Really easy to pay the little bit pricey things in...

Really easy to pay the little bit pricey things in life Reviewed on: 19th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79219 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub