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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174931)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I will only using paypal if buying online

Ive used paypal for many years i will only buy online using paypal as i know im always protected as if there is a problem with whatever ive bought i can get my money back Reviewed on: 8th July 2026

Scammers

Powerless or unwilling to punish third party abusers, if favour of sellers Reviewed on: 8th July 2026

I found my experience very good!

I found my experience very good! Exceptional in fact! No problems at all. Absolutely faultless Reviewed on: 8th July 2026

Great for payment plans, security of money and fight...

Great for payment plans, security of money and fighting scammers Reviewed on: 8th July 2026

Not much to say apart from i have little to no inter...

Not much to say apart from i have little to no interactions with PayPal, mainly because I have no problems. Reviewed on: 8th July 2026

Excelent

Excellent service! It’s incredibly reassuring to know that both you and your money are protected by such a reliable company as PayPal. Shopping online has become so much easier and less stressful because I know I’m dealing with a trustworthy, fair, and professional company that truly stands by its customers. Thank you, PayPal! Since joining your service, my online shopping experience has become much more relaxed, secure, and convenient. I highly recommend PayPal to anyone looking for safety and peace of mind when making payments online. Reviewed on: 8th July 2026

Good but needs some updates.

My overall experience has been good, and I am happy with PayPal Credit. However, it would be much better if you improved the system internally so that transactions show the exact date and time of purchase, rather than appearing as pending and then changing a few days later. It is also not easy to track payments in the history. If I make a purchase 3 days earlier, it shows in the system only on the date when it is deducted from the balance. That is not accurate, and it can often be annoying and confusing because it makes people wonder when the transaction was actually made. Reviewed on: 8th July 2026

User friendly

PayPal has been easy to use and trustworthy. Any issues I’ve had have been dealt with efficiently. There are sometimes issues with used interface when authorising payments so details have to be put in twice or more but this doesn’t happen too often. I am also enjoying the new point system / incentives as they are for companies I usually make purchases from. Reviewed on: 8th July 2026

Paypal never let's you down, one of the best service...

Paypal never let's you down, one of the best services in money services Reviewed on: 8th July 2026

So easy to use and really takes all the hassel out o...

So easy to use and really takes all the hassel out of an already crazy life Reviewed on: 8th July 2026

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