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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147977 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147977)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great due to the 4 months over 100 spend.

Great due to the 4 months over 100 spend. Reviewed on: 19th June 2026

Easy peasy

It was really easy to set up and allows me to pay for my expensive Apple Watch Ultra 2 in installments with 0% interest Reviewed on: 19th June 2026

PayPal is brilliant wat of payment easy and helpful...

PayPal is brilliant wat of payment easy and helpful lm enjoying the way if shopping with PayPal Reviewed on: 19th June 2026

PayPal is so user friendly and easy to use it makes...

PayPal is so user friendly and easy to use it makes day to day spending easy Reviewed on: 19th June 2026

Paypal has the most amazing forms of credit availabl...

Paypal has the most amazing forms of credit available, from pay in 1, pay in 3, pay a minimum payment or pay in full plus you can also earn point with them. 5 stars froms me and would recommend to anyone and everyone. Reviewed on: 19th June 2026

Efficient system that helps keep track of financial...

Efficient system that helps keep track of financial transactions, smoothly and efficiently. Reviewed on: 19th June 2026

PayPal rocks!

PayPal rocks! They give me the monies to do some crazy shi, bruh. Reviewed on: 19th June 2026

Gives great control over my money

Amazing, gives me great control over my money and allows me to plan for expenses in life and for unplanned expenses. Very friendly rates. Overall great experience Reviewed on: 19th June 2026

Really good experience, paypal just works

Really good experience, paypal just works Reviewed on: 19th June 2026

Longstanding Client.

Longstanding client. the ease of having PayPal is helpful for additional layer of security when purchasing goods. Reviewed on: 19th June 2026

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