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PayPal: PayPal Credit reviews

4.90
Based on 62,987 reviews, last reviewed 14th Apr 2026
1122200% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience never no problems Very good experience never no problems Reviewed on: 14th April 2026
Stephen R's avatar
Stephen R

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (62987)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good service

5
The service is good,, not had to use customer services so can’t comment. Paypal partnered with a retailer which helped me spread the cost of the purchase interest free which was great. Reviewed on: 9th April 2026

Great customer service

5
Great customer service; had an issue once, spoke with customer service and had it resolved immediately. Reviewed on: 9th April 2026

All good

5
All good, no issues A+++++++++++++±+++++++++++++++++++++ Reviewed on: 9th April 2026

Amazing company

5
Can't go wrong with paypal as they always are very safe Reviewed on: 9th April 2026

PayPal credit good for small purchases but wanted to...

3
PayPal credit good for small purchases but wanted to purchase too items but credit limit is low Reviewed on: 9th April 2026

I have been using PayPal for years and it’s a servic...

5
I have been using PayPal for years and it’s a service I can trust. Interest free payments are great for bigger payments. I feel secure and safe using PayPal. Reviewed on: 9th April 2026

Purchasing via Paypal is the convenient one stop shop!

5
Paypal is the one stop shop for convenient on line purchasing. It offers 0% interest over 3/4 months on many purchases and the recently introduced credit card offers even more flexibility for in store shopping with all of the added benefits that credit cards give you. I would highly recommend Paypal for anyone looking to shop online or now in store. Reviewed on: 9th April 2026

Easy credit payment option

5
Have used on a couple of occasions to spread payments. Easy to use if paaid off in three Reviewed on: 9th April 2026

Always easy to ise

5
Always easy to use and I confident of the secure payment options Reviewed on: 9th April 2026

Goo service

4
I use PayPal, PayPal credit and pay in 3 for majority of my online shopping. Easy to use, and accepted by majority of online retailers Reviewed on: 9th April 2026