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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (63306 reviews)

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4.90

Based on 63,306 reviews, last reviewed 14th Apr 2026

1151400% increase in 5 star reviews

in the past 90 days

3700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good features and smooth transactions Very good features and smooth transactions Reviewed on: 14th April 2026

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (63306)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I use PayPal Credit, so i am satisfield with this se...

I use PayPal Credit, so i am satisfield with this service. Reviewed on: 10th April 2026

Excellent Payment Flexibility with PayPal

PayPal provides excellent services, including a “pay in three months” option with no additional charges and credit plans of up to 24 months. I have used their credit myself, and the process has always been simple and convenient. Reviewed on: 10th April 2026

PayPal provides the best flexibility for repayment o...

PayPal provides the best flexibility for repayment options Reviewed on: 10th April 2026

great experience great rates

great experience great rates fantastic oportunity Reviewed on: 10th April 2026

Easy credit with no hassles

Paypal offers the easiest way to pay for many online stores and sites, so easy to use and mega convenient Reviewed on: 10th April 2026

Paypal is very good

Paypal is very good it is easy to use it gives you a piece of mind that it is safe to use online Reviewed on: 10th April 2026

I have PayPal accmany years now, and always using th...

I have PayPal accmany years now, and always using them to buy flight tickets, booking hotels, buying holidays. They are absolutely brilliant Reviewed on: 9th April 2026

Absolute perfect financial services as far am concer...

Absolute perfect financial services as far am concerned. Great partnership with retail allowing seamless interrest free credit,as for my Samsung S25 on a 2year interrest free. Speedy refunds when pr9blems arise with retail (Yes TKmaxx and Macdonalds,talking about you guys) and great card with a automatic 4 months split pay on purchases above £100. And plenty of open possibilities for the future making the hope of a super app closer and closer . Reviewed on: 9th April 2026

PayPal is GREAT!

PayPal Credit is a fantastic financing option that gives you the flexibility to buy now and pay over time, making larger purchases much more manageable. With its easy application process, instant credit decisions, and seamless integration into the existing PayPal checkout experience, it’s a convenient way to spread costs without the hassle of a traditional credit card Reviewed on: 9th April 2026

Paying by Paypal

Always pay by PayPal online if the option is there. This is like a credit card, debit card and loan all rolled into one as there are so many different ways to pay. Reviewed on: 9th April 2026

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