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PayPal: PayPal Credit reviews

4.90
Based on 63,440 reviews, last reviewed 14th Apr 2026
1163900% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It helps me to manage my spending It helps me to manage my spending Reviewed on: 14th April 2026
Veronica Balebna's avatar
Veronica Balebna

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (63440)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excellent service and communication

5
Excellent service and communication Reviewed on: 10th April 2026

5* for PayPal

5
I've used PayPal for many years now. I think it's an easy safe way to pay for items online. PayPal credit or pay in 3 is a good option as well. Reviewed on: 10th April 2026

Lifeline for me because many payment options available.

5
Lifeline for me because many payment options available. Reviewed on: 10th April 2026

Paypal can make dreams come true!

5
I've been with paypal for a few years now and I never had a problem. As a matter of fact, paypal multiple ways to provide credit, it facilitated me to fulfill a few dreams of mine, in a timescale I wouldn't thought it was going to be possible otherwise. Reviewed on: 10th April 2026

Loved the fact that PayPal credit implemented a cred...

5
Loved the fact that PayPal credit implemented a credit card. Now I can use it a lot more Reviewed on: 10th April 2026

I have been with PayPal for years.

5
I have been with PayPal for years. I wouldn't want to use any other way of paying for anything. They are safe and secure. I have sent money broad all over the world, never had a problem. They are brilliant. Great service, can't recommended them enough. Reviewed on: 10th April 2026

Good banks

5
Excellent service with PayPal credit. Reviewed on: 10th April 2026

Handy to use the credit card now.

4
Handy to use the credit card now. Reviewed on: 10th April 2026

Pay money quickly and safely with PayPal

5
It's just so easy dealing with PayPal. I feel safe and secure. Reviewed on: 10th April 2026

Simple way to pay and convienent

5
Simple way to pay and convienent Reviewed on: 10th April 2026

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