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PayPal: PayPal Credit reviews

4.90
Based on 63,886 reviews, last reviewed 14th Apr 2026
1205000% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Im a new user of Paypal Credit and so far so good! Im a new user of Paypal Credit and so far so good!!! Reviewed on: 14th April 2026
JCN's avatar
JCN

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (63886)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

A good way to keep interest payments low.

5
A good way to keep interest payments low. Reviewed on: 11th April 2026

Have not had to use customer service but the app and...

5
Have not had to use customer service but the app and options are very easy to use with clear terms and conditions. Reviewed on: 11th April 2026

Paypal has always been seamless with responses and c...

5
Paypal has always been seamless with responses and customer service. Reviewed on: 11th April 2026

great offers with pay in 3, paypal credit and blue r...

5
great offers with pay in 3, paypal credit and blue rewards Reviewed on: 11th April 2026

Never had any issues using PayPal.

5
Never had any issues using PayPal. Always feel 100% safe buying through them knowing my money is safe. Reviewed on: 11th April 2026

I really love PayPal, everything just works as inten...

5
I really love PayPal, everything just works as intended. Reviewed on: 11th April 2026

Paypal has helped me spread the cost of many purchas...

5
Paypal has helped me spread the cost of many purchases especially for more expensive items which I could not afford to buy otherwise. Reviewed on: 11th April 2026

Life saver for minimum wage

5
PayPal credit is great for Christmas and big occasions so you can spread the cost Reviewed on: 11th April 2026

Great service

5
Ive never had an issue with paypal and been using them for years. Reviewed on: 11th April 2026

Great result

5
I purchased 2 football tops on line one was the wrong size and one was the wrong top and a couple of weeks trying to get some satisfaction without success i asked PayPal to step in and within a day i received a full refund. Great result Reviewed on: 11th April 2026