Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 64,237 reviews, last reviewed 14th Apr 2026
1237000% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use and can be used for most... Really easy to use and can be used for most things Reviewed on: 14th April 2026
Tom's avatar
Tom

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (64237)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Pay Pal online

5
I have made many purchases online, and pay pal has given me the confidence to do so. It’s set up is straightforward and contacting them is easy as well .They have some great zero percent offers and you can pay back easily and over time. Reviewed on: 12th April 2026

Very easy to use and all information is readily ava...

5
Very easy to use and all information is readily available Reviewed on: 12th April 2026

Experiences with PayPal

5
Excellent not had any issues works first time safely.. Reviewed on: 11th April 2026

What can I say

5
What can I say I have used PayPal on and off for so long Reviewed on: 11th April 2026

Good service all round.

5
Good service all round. Good customer service Reviewed on: 11th April 2026

Great customer protection on purchases, and I like t...

5
Great customer protection on purchases, and I like the option of paying purchases off early. Reviewed on: 11th April 2026

Simply the best

5
I used on many occasions PayPal credit it’s brilliant, so easy to use Reviewed on: 11th April 2026

PayPal is a very safe site and I do not have a probl...

5
PayPal is a very safe site and I do not have a problem with anything I get and if I do, they sort it out promptly Reviewed on: 11th April 2026

Thanks for all customers service very good I recommend

5
Thanks for all customers service very good I recommend Reviewed on: 11th April 2026

Great option

5
Provides a very useful payment option without having to open a bank account. Great to be able to use it for online payments or get the card for other use outside of the Internet or PayPal only places as well Reviewed on: 11th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 33216 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 49 reviews
    PayPal
    View all products