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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59674 reviews)

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4.90

Based on 59,674 reviews, last reviewed 13th Apr 2026

816200% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always responsive with any information or issues tha... Always responsive with any information or issues that arrive Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59674)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Simple, secure and very helpful

I find it incredibly simple to use, very secure as it uses two factor authentications and it helps to spread the cost over multiple payments. A great service in the palm of your hand! Reviewed on: 7th April 2026

Fantastic very convenient flexible great credit limi...

Fantastic very convenient flexible great credit limit easy to use Reviewed on: 7th April 2026

Great!!!

Every time I have had a problem with an item PayPal has always sorted it for me Reviewed on: 7th April 2026

It has been a wonderful experience

It has been. Though have use dit for credit to buy but it was easy and straight forward. Reviewed on: 7th April 2026

I have utilized PayPal for the past 15 years, and it...

I have utilized PayPal for the past 15 years, and it consistently delivers exceptional performance. Reviewed on: 7th April 2026

PayPal’s 0% credit option is designed for anyone loo...

PayPal’s 0% credit option is designed for anyone looking to manage purchases more flexibly without the immediate pressure of paying in full. Whether you’re shopping online for gadgets, furniture, or everyday essentials, this feature allows you to spread the cost over time without incurring interest charges—perfect for budgeting smarter. One of the main attractions of PayPal’s 0% credit is its simplicity and convenience. As a widely used payment platform, PayPal integrates this financing choice seamlessly at checkout. Once approved, you can break down payments into manageable chunks, which eases financial strain while still enjoying your purchase right away. It’s especially useful for larger expenses where paying outright might be challenging. From my experience, the application process is quick and transparent, with clear terms that avoid hidden fees or surprises. The flexibility to choose repayment terms means you can select a plan that fits your budget. Plus, since it’s backed by PayPal’s trusted system, there’s a reassuring layer of security and reliability. Overall, PayPal’s 0% credit offer is a thoughtful financial tool for anyone wanting a flexible and interest-free way to pay over time. If you shop online frequently or have upcoming expenses you'd like to manage better, this option is definitely worth considering. Just be sure to stay on top of payments to keep enjoying the benefits without any extra costs. Reviewed on: 7th April 2026

Great service

Really easy to use and very handy if you want to use the take 3 if you want to have longer to pay. Reviewed on: 7th April 2026

Easy to use and very useful for short term credit

Easy to use and very useful for short term credit Reviewed on: 7th April 2026

0% - 0 Hassel!

Straightforward from the start. Great communication to ensure payments are flagged and paid on time. Reviewed on: 7th April 2026

Easy to use, secure service, offers multiple ways to...

Easy to use, secure service, offers multiple ways to pay. Reviewed on: 7th April 2026

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