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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174229)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Convenient

Always at hand when needed. Easy to use and very convenient Reviewed on: 8th July 2026

Amazing.

Amazing. Highly recommend. Never had any problems. Reviewed on: 8th July 2026

PayPal security

I use PayPal regularly as it gives me a convenient secure way to pay for things Reviewed on: 8th July 2026

I have always had very good experiences with PayPal.

I have always had very good experiences with PayPal. The service is top-notch. Everything, including the app, works perfectly. Reviewed on: 8th July 2026

Allows me to purchase gifts and pay over time so I c...

Allows me to purchase gifts and pay over time so I can have the little luxuries Reviewed on: 8th July 2026

Easy to apply, able to use anywhere.

Easy to apply, able to use anywhere. Easy to set up repayments Reviewed on: 8th July 2026

Reputable.

Reputable. Information clear and concise. Comfortable using the company. Reviewed on: 8th July 2026

Always super easy to use.

Always super easy to use, setting up and changing DD is a breeze and the products on offer are very useful. Reviewed on: 8th July 2026

It’s such a great way to pay for the special items y...

It’s such a great way to pay for the special items you need to purchase. Reviewed on: 8th July 2026

Always a positive experience.

Always a positive experience. PPC has helped me when I needed it the most Reviewed on: 8th July 2026

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