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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59781 reviews)

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4.90

Based on 59,781 reviews, last reviewed 13th Apr 2026

825700% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal are very good. PayPal are very good. With the service they provide. Reviewed on: 13th April 2026

Latest lowest rating:

2

Slow support and Slow transactions in some cases del... Slow support and Slow transactions in some cases delayed for months Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59781)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very user friendly digital ecosystem that I can trust

Very user friendly digital ecosystem that I can trust Reviewed on: 7th April 2026

Paypal is like no other !!

I’ve been using PayPal for quite some time now, and overall it has been a very reliable and convenient payment platform. It makes sending and receiving money incredibly easy, whether it’s for personal use or business transactions. The interface is user-friendly, and transactions are usually processed quickly, which is a huge plus. One of the best things about PayPal is the added layer of security—it allows you to make payments without directly sharing your bank or card details with sellers. The buyer protection feature also gives peace of mind when shopping online. That said, the fees can sometimes feel a bit high, especially for business transactions or currency conversions. Customer service can also be a bit slow at times, depending on the issue. Overall, PayPal is a trustworthy and widely accepted payment solution that I would recommend, particularly for online purchases and international payments. Reviewed on: 7th April 2026

Have been with Paypal for over 10 years, always grea...

Have been with Paypal for over 10 years, always great service. Their products also keep improving. When paying with paypal, I feel my purchase is protected should anything happen with the produtct or the purchase Reviewed on: 7th April 2026

Makes paying online so much easier, very user friend...

Makes paying online so much easier, very user friendly app and great customer service. Reviewed on: 7th April 2026

I have ben using Pay pal for many years now and find...

I have ben using Pay pal for many years now and find it a smooth efficient service Reviewed on: 7th April 2026

Easy to use & reliable.

Easy to use app. Clear statements. Reliable service. No down time. Generous credit terms. Reviewed on: 7th April 2026

Pay pal is very safe to use and I can navigate it ea...

Pay pal is very safe to use and I can navigate it easily Reviewed on: 7th April 2026

PayPal is always there if you have a larger purchase...

PayPal is always there if you have a larger purchase that you are not able to pay out right you can either pay in three or three months or you can pay interest rate for a certain length of time gives you the flexibility of being able to pay for something that you might not be able to pay for a straight away and it’s approved very quickly Reviewed on: 7th April 2026

directly, quickly and very helpful

You can call them directly quickly and get the help instantly compared to others it’s a breath of fresh air Reviewed on: 7th April 2026

Simple free credit

Easy to choose the credit option and good value for money Reviewed on: 7th April 2026

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