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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (60164 reviews)

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4.90

Based on 60,164 reviews, last reviewed 13th Apr 2026

860300% increase in 5 star reviews

in the past 90 days

3200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helping hand Brilliant and always there when and where you need it Reviewed on: 13th April 2026

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (60164)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, accepted almost everywhere, very secure

I like using PayPal because it is very easy to use, feels secure, and is accepted in almost every place where I shop online. The setup process is straightforward, and once your account is linked, making payments is quick and convenient. I also like that I do not always need to enter my card details every time, which saves time and feels safer. One of the biggest benefits of PayPal is the security. It adds extra security when buying online, especially when purchasing from websites I have not used before. It is also widely accepted, and in my experience it works in almost 99% of cases, which makes it very reliable. Reviewed on: 7th April 2026

Just easy to deal with app works and can get through...

Just easy to deal with app works and can get through to a human relatively quickly Reviewed on: 7th April 2026

Helpful but pricey

Paypal credit is very helpful and convenient if you need spread the cost over 4 months as there's no interest however generally I find it's pricey to use it and more expensive than most standard credit cards. Reviewed on: 7th April 2026

Smooth operator.

Smooth operator. I never had a problem with payments. and in recent years had no need to contact customer services myself. Very positive experience. Reviewed on: 7th April 2026

Just get it

Easy to use and set up covers lots of things Reviewed on: 7th April 2026

Simple and user friendly app

Simple and user friendly app designed to make life easier Reviewed on: 7th April 2026

never let me down

never let me down, easy to use, I used a lot the credit and for me its very confortable to use Reviewed on: 7th April 2026

Never had to use customer service, but PayPal is gre...

Never had to use customer service, but PayPal is great to easy access to my accounts or short term credit Reviewed on: 7th April 2026

Was a simple and straightforward process and no issues

Was a simple and straightforward process and no issues Reviewed on: 7th April 2026

I have always had a great experience when using PayPal.

I have always had a great experience when using PayPal. They make everything quick and easy. Reviewed on: 7th April 2026

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