Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174102)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

I have always felt protected with in the sense that...

5
I have always felt protected with in the sense that my bank details is safe. Reviewed on: 8th July 2026
Ade A's avatar
Ade A

Brilliant method of payment!

5
I have been using PayPal for several years because their Pay in 3 and 4 months interest free credit have been extremely beneficial to me time and time again. Plus paying through PayPal is so easy and convenient. Their customer service is excellent and I feel safe using them, my money is protected. Highly recommended. Reviewed on: 8th July 2026
Carol Holas's avatar
Carol Holas

Responsive and reliable

5
I’ve had a PayPal credit account in the past and used their pay in 3 credit option numerous times, find it super helpful to be able to pay things off without ridiculous interest charges. The times I have needed to contact customer service they have been super helpful and responsive. Reviewed on: 8th July 2026
Katie C's avatar
Katie C

Pay in 3

5
I have used their pay in 3 on a few occasions and it's been extremely useful when money has been tight Reviewed on: 8th July 2026
Patricia S's avatar
Patricia S

Top notch

5
All the times I have used PayPal I have never had an issue. There has been many uses. Reviewed on: 8th July 2026
Stephen R's avatar
Stephen R

Never had any issues with Paypal

5
Never had any issues with Paypal Reviewed on: 8th July 2026
Points's avatar
Points

Hello, still since start I have very good relationsh...

5
Hello, still since start I have very good relationship with PayPal as customer Reviewed on: 8th July 2026
Chaudhry 's avatar
Chaudhry

Interest rate very high.

3
Interest rate very high. If not enough funds for pay in 3, automatically take from bank account rather than notifying customer Reviewed on: 8th July 2026
Carla Dixon's avatar
Carla Dixon

Great and safe way to shop.

5
Great and safe way to shop. Like to shop from foreign websites as well without extra fees. Reviewed on: 8th July 2026
Jasmine 's avatar
Jasmine

Excellent

5
Excellent, we can spread the cost or pay later. Reviewed on: 8th July 2026
Lulu K's avatar
Lulu K

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 96295 reviews
    PayPal

  • Payments

    from PayPal 4.70 from 3840 reviews
    PayPal

  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill