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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147798 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147798)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Payment's

I like that I can pay every month Reviewed on: 19th June 2026

Review of Service

I have been using this service since the lockdown in 2020 and it has helped me to stay in employment and provide for my family Reviewed on: 19th June 2026

Easy to use and reliable service

Easy to use and reliable service Reviewed on: 19th June 2026

PP offer me useable offers

PP offer me useable offers that help me when spending Reviewed on: 19th June 2026

My only complaint is the issue paypal are having wit...

My only complaint is the issue paypal are having with updating the payments or rejecting said payments. Other than that customer service were great. Reviewed on: 19th June 2026

Using PayPal for 15 years

Use PayPal for 15 years at least, as well as working at PayPal at some point. Can honestly say the best company to work and deal with. PayPal care about their customers. Reviewed on: 19th June 2026

PayPal is one of strong and powerful cards to use ab...

PayPal is one of strong and powerful cards to use abroad because PayPal doesn't accept fraud transactions. Reviewed on: 19th June 2026

PayPal, the best pal

Great platform, easy to use, reliable, secure, and trustworthy. Reviewed on: 19th June 2026

PayPal is a life change for me it covered me in diff...

PayPal is a life change for me it covered me in difficulties moments and I am so grateful Reviewed on: 19th June 2026

Great customer experience

I had a fantastic experience with PayPal's customer service. The advisor was incredibly patient, kind, and took the time to listen carefully to the issue I was having with my account. They explained everything clearly, answered all of my questions, and resolved my problem efficiently. It's reassuring to know that there is such a professional and supportive team available when you need help. I would highly recommend PayPal to anyone looking for a reliable service backed by excellent customer support. Thank you for such a positive experience! Reviewed on: 19th June 2026

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