Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (75437)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Love paypal safe and easy to use pay in 3 comes in u...

5
Love paypal safe and easy to use pay in 3 comes in useful as does having the credit brilliant Reviewed on: 16th April 2026

PayPal doesn’t allow sellers to cheat you.

5
PayPal doesn’t allow sellers to cheat you. They’ve been always on my side. I DONT shop with any store that doesn’t accept PayPal and that’s a fact . They’re extremely reliable Reviewed on: 16th April 2026

Very handy

5
I’ve never had a bad experience with PayPal, PayPal cred is also very handy when ordering stuff, I’ve had PayPal for several years now and it’s always been reliable and easy to use, either buying something online or paying someone PayPal has been great. Reviewed on: 16th April 2026

Labai vislas tvarkingai ir laiku.

5
Labai vislas tvarkingai ir laiku.nenuturiu jokiu problemu..rekomenduoju Reviewed on: 16th April 2026

Great Service

5
I have been using PayPal and PayPal Credit for several years now and have found the service seamless. When I have used customer support it has never been an issue. Reviewed on: 16th April 2026

Easy to use very customer service is amazing

5
Easy to use very customer service is amazing Reviewed on: 16th April 2026

Easy accessible

5
Very easy to use, to pay at event, contribute for friends leaving and eating together. Reviewed on: 16th April 2026

Trustful money provider

5
Always when i need it, easy to use. And I like program pay in 3 Reviewed on: 16th April 2026

Its trustworthy.

5
Its trustworthy. If you have problem you know there is some one to help. Reviewed on: 16th April 2026

Helpful customer service

5
Always had brilliant service from paypal Reviewed on: 16th April 2026