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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173869)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very flexible, excellent choice and easy to use

5
Very flexible, excellent choice and easy to use Reviewed on: 8th July 2026

Easy to use and accessible.

5
Easy to use and accessible. You can use it anywhere and gives good time to clear credit before interest payments start. Reviewed on: 8th July 2026

Good and bad to honest.

3
Good and bad to honest. Sometimes you listen and react positively, but sometimes i shouldn't after call you because after repeated attempts to make contact with you. Reviewed on: 8th July 2026

I always use PayPal where I can as I find it a lot e...

5
I always use PayPal where I can as I find it a lot easier than other service providers Reviewed on: 8th July 2026

Smple and effective credit

5
Always been very simple and effective approach for larger purchases. Great policy, and reasonable updates about upcoming payments. Reviewed on: 8th July 2026

I used PayPal credit to make a large purchase

5
I used PayPal credit to make a large purchase that if it wasn't for PayPal credit I would not have been able to afford the the item and the fact that it's interest free for 3 months I think that is excellent and really good for people who can't afford big purchases Reviewed on: 8th July 2026

It gave me opportunity to purchase with satisfaction...

5
It gave me opportunity to purchase with satisfaction and confidence as it' a secured platform. Moreover with credit method, it allowed me to.purchase items which I can't afford paying in full. I love paypal Reviewed on: 8th July 2026

Brilliant service

5
Excellent service great to use and helpful to be able to pay in installments Reviewed on: 8th July 2026

It's OK, never really had any dealings with them

4
It's OK, never really had any dealings with them Reviewed on: 8th July 2026

The Best!

5
Paypal is the only way to shop! A safe and secure way. Would never pay any other way! Any issues are quickly sorted which makes me feel confident always! Reviewed on: 8th July 2026

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