Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 61,051 reviews, last reviewed 13th Apr 2026
943200% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always take advantage of the 4 months interest free... Always take advantage of the 4 months interest free over £99 and find paypal over 3 very handy Reviewed on: 13th April 2026
Samantha J's avatar
Samantha J

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026
Sandor's avatar
Sandor

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (61051)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great hassle free service!

5
Great hassle free service. Long payment term really helps! Account transactions & visibilty is great on both website & the app! Happy with the service! Reviewed on: 7th April 2026

Outstanding customer service every time I use the...

4
Outstanding customer service every time I use the service Reviewed on: 7th April 2026

Paypal are great.

5
Paypal are great. If you have any problems they are on the ball Reviewed on: 7th April 2026

Amazing and really helpful!

5
Amazing and really helpful! I’ve been using it shop online especially when I’m short on money. Reviewed on: 7th April 2026

Excellent

5
Clear terms, excellent customer service, great app Reviewed on: 7th April 2026

Allows me to make purchases in ways that I don't bel...

5
Allows me to make purchases in ways that I don't belive other services would Reviewed on: 7th April 2026

I’ve been using PayPal Credit for a while now

5
I’ve been using PayPal Credit for a while now and it’s been really convenient. It’s easy to use, integrates smoothly with PayPal, and gives a bit of flexibility when making purchases. Definitely a useful option to have. Reviewed on: 7th April 2026

Great service

5
Whenever I have used PayPal I find the experience easy to use and helpful. I have used PayPal for years and never had a problem. Reviewed on: 7th April 2026

Easy to use, decent offers, decent rate of interest.

4
Easy to use, decent offers, decent rate of interest. No complaints so far. Reviewed on: 7th April 2026

Comforting and piece of mind

5
Great option, gives me piece of mind knowing I have the option. Reviewed on: 7th April 2026