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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147576 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147576)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and gives peace of mind, knowing how rel...

Easy to use and gives peace of mind, knowing how reliable it is Reviewed on: 18th June 2026

Flexible and Convenient Credit Option

PayPal Credit has been a useful way to spread the cost of purchases when needed. The application process was straightforward, payments are easy to manage through the PayPal app, and the promotional interest-free periods can be helpful for larger purchases. I've used it for several years without major issues and appreciate having it available as a flexible payment option. My only suggestion would be to make account management and repayment information even clearer for customers Reviewed on: 18th June 2026

Always helpful and easy to use.

Always helpful and easy to use. The App is user friendly. Reviewed on: 18th June 2026

Ease usage of APP, very convenient mode of payment f...

Ease usage of APP, very convenient mode of payment for online transactions Reviewed on: 18th June 2026

Always a good experience.

Always a good experience. Straight forward and quick. Reviewed on: 18th June 2026

Secure and easy

Very handy and helpful…good and secure Reviewed on: 18th June 2026

No issues to report and like the interest free aspect

I have never had an issue with PayPal and like the interest free options Reviewed on: 18th June 2026

Makes items easier to afford and keep track of

Makes items easier to afford with having four months interest free for items over £100 purchases or a month interest free for small items. Always get emails so you know what you have spent, when statement are available and when your interest free iperiod ends. Reviewed on: 18th June 2026

1 and only PayPal financial services

The best simple and very clear banking and transaction system Iv come across easy to understand and good service on easy payment plan Reviewed on: 18th June 2026

The safe way to shop...

They always sort my problems extremly professionally the app is very good tbh I always feel financially safer using pay pal Reviewed on: 18th June 2026

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