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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147513)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience and reliable always use when I can

5
Great experience and reliable always use when I can Reviewed on: 18th June 2026

It easy to purchase and you convert into instalments...

5
It easy to purchase and you convert into instalments plan Reviewed on: 18th June 2026

PayPal is easy to use

4
PayPal is easy to use, convenient, and doesn't require wasting time on complicated procedures. Payments are quick, secure, and the platform makes online transactions simple and hassle-free. Reviewed on: 18th June 2026

Brilliant

5
Very easy to use and it's has brilliant protection love using paypal Reviewed on: 18th June 2026

Friendly and professional

5
I have used PayPal for over 10 years. I've only ever had to get in contact with PayPal for some help once. They are extremely professional, friendly and truly value your time making sure you are taken care of and can help advise with any questions. Great experience and service all around. Reviewed on: 18th June 2026

Easy to send and receive money, including internatio...

5
Easy to send and receive money, including international transactions Reviewed on: 18th June 2026

Always very helpful and easy to contact

5
Always very helpful and easy to contact Reviewed on: 18th June 2026

Paypal needs to sort out it's GUI, navigating the si...

5
Paypal needs to sort out it's GUI, navigating the site is a nightmare Reviewed on: 18th June 2026

Easy payments

5
Easy to use nice to have quick and simple for my everyday needs Reviewed on: 18th June 2026

Great Experience with PayPal Credit

5
I’ve been using PayPal Credit for a while now and have had a great experience. The value for money is excellent, and whenever I've needed help, their customer service has been top-notch. I highly recommend it. Reviewed on: 18th June 2026

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