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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76486 reviews)

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4.90

Based on 76,486 reviews, last reviewed 18th Apr 2026

2366700% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good experience! Very good experience! Very intuitive and always available. User friendly app. Reviewed on: 18th April 2026

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (76486)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Instant & accessible -

Instant & accessible - alway use PayPal as its security gives me confidence - 24/7 accessibility what’s not to like Reviewed on: 16th April 2026

A great service which gives you a credit facility an...

A great service which gives you a credit facility and protects your own bank details as well as enhanced consumer protection. Gives you financial confidence. Reviewed on: 16th April 2026

Excellent

Always quick and easy to navigate. No problems Reviewed on: 16th April 2026

My experience with PayPal was absolutely straight fo...

My experience with PayPal was absolutely straight forward, I spoke/chatted with customer service and my issues was resolved smoothly. Reviewed on: 16th April 2026

Very easy to use and a great and efficient app.

Very easy to use and a great and efficient app. Good rates and the credit card plus is excellent to Reviewed on: 16th April 2026

PayPal, always there to lend an helping hand & the...

PayPal, always there to lend an helping hand & the best thing of all is that they have helped me to improve my credit score & have offered me a way to have some financial security. It's given me the financial confidence that I haven't had before. Reviewed on: 16th April 2026

Easy and stress free service.

Easy and stress free service. Very easdy to apply with decision made immediatley. Paypal credit was a big help to me to buy my daughters birthday present which was a week before i got paid so was perfect to use this service. Reviewed on: 16th April 2026

Ideal installment plan.All the best with PayPal

Ideal installment plan. Ideal terms. Ideal data protection. Reviewed on: 16th April 2026

Been using PayPal for years.

Been using PayPal for years. No issues and so secure gives you peace of mind and they have a resolution tab and help you with issues from buyers Reviewed on: 16th April 2026

Quick access

Quick access. Fastest way to complete purchase online. All transactions you get alerts to endure they are genuine Reviewed on: 16th April 2026

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