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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147321)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had any issues, keep doing what your doing

5
Never had any issues, keep doing what your doing Reviewed on: 18th June 2026

Best Online Payment Service

5
Great to use. Offers fantastic financial services and very easy to use. I have used PayPal for a good number of years and on the couple of occasions where I have had an issue, they have investigated and resolved quickly. Reviewed on: 18th June 2026

Love PayPal.

4
Love PayPal.. so much easier and fairer than my credit cards. The website is easy to use . When I had a problem with a product I didn’t receive from a company . They made sure I got my money back. PayPal is my go to credit facility. When I don’t want the whole amount to come out of my bank straight away. Thanks guys. Reviewed on: 18th June 2026

such a safe way to buy online

5
with so many scams its very good to know you are in such safe hands with Paypal protecting you every step of the way through your purchase Reviewed on: 18th June 2026

PayPal is quick and safe to use.

5
PayPal is quick and safe to use. Payments are processed smoothly, and I appreciate the extra security when shopping online. It's convenient, reliable, and accepted by many websites. Reviewed on: 18th June 2026

It’s good and helpful when you need that bit extra...

4
It’s good and helpful when you need that bit extra help Reviewed on: 18th June 2026

Easy to use mind my credit limit being the same now...

5
Easy to use mind my credit limit being the same now for years needs increasing Reviewed on: 18th June 2026

Great service, very good.

5
Great service, very good. Great service, very good Reviewed on: 18th June 2026

Easy to deal with and great value, if you have any p...

5
Easy to deal with and great value, if you have any problems they are keen to resolve them. 4 Months interest free in some purchases is a great addition. Help you save money in the long run. I would highly recommend. . Reviewed on: 18th June 2026

Excellent way to get higher end products

5
I get 4 months tp [pay on large value items and it makes to easier to obtain the things I want without breaking the bank Reviewed on: 18th June 2026

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