Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,581 reviews, last reviewed 19th Apr 2026
2375000% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very happy with security it gives me. Easy to use and very happy with security it gives me. Reviewed on: 19th April 2026
Mark Trotman's avatar
Mark Trotman

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (76581)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I enjoy using PayPal.

5
I've enjoyed using PayPal. It is my go to always. Especially their 0% in 4months. Reviewed on: 16th April 2026

The process was so easy to understand and access was...

5
The process was so easy to understand and access was great Reviewed on: 16th April 2026

Its always a pleasure to use paypal safe checkouts m...

4
Its always a pleasure to use paypal safe checkouts means peace of mind Reviewed on: 16th April 2026

Its great

5
Its great good Paypal credit interest not too high Reviewed on: 16th April 2026

Easy to use, quick and an overall good experience

5
Easy to use, quick and an overall good experience Reviewed on: 16th April 2026

This is by far the best way to finance small purchas...

5
This is by far the best way to finance small purchases over a period of time, and you have tge choice of how long that period is. Reviewed on: 16th April 2026

Always there with offers.

5
Always there with offers. Give you alerts to remind you when payments are due. Very good at supporting you when things go wrong. Reviewed on: 16th April 2026

Helpline

5
I have always found the helpline to be a very good experience Reviewed on: 16th April 2026

Have used PayPal for years

5
Have used PayPal for years for many different reasons, easy to use, easy to log in etc and has the safety element for reassurance Reviewed on: 16th April 2026

It's so easy to use the app.

5
It's so easy to use the app.every thing is explain so easy to understand.i had to speak to customer service they were so helpful and polite.i now only use PayPal when I shop Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 34899 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 62 reviews
    PayPal
    View all products