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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172516)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use.

Easy to use. Convenient. Use it daily. Reviewed on: 7th July 2026

Great experience

Made it easy to borrow and easy to pay back - seamless Reviewed on: 7th July 2026

They take my money and I receive the item I purchased.

They take my money and I receive the item I purchased. Very hassle free and all the info you need at any time is there at the ready, and the customer support is very helpful. I had an issue with a transaction and within 30 minutes everything was sorted. Reviewed on: 7th July 2026

Super helpful for managing my money.

Super helpful for managing my money. The credit options provided are super helpful when unexpected big bills like car maintenance come up. All the UI is super intuitive so navigating the app is always a breeze. Reviewed on: 7th July 2026

Convenient and Reliable

I feel safe using PayPal. I love their professionalism. Reassuring.and stress free. I was able to get an emergency flight from the UK to Zimbabwe to help my family during my mother’s medical crisis and again 6months later before she died. Truly grateful Reviewed on: 7th July 2026

Love how simple it is and how easily accessible and...

Love how simple it is and how easily accessible and smooth the whole process is. You can pay for almost anything with PayPal credit, I also love the many different options it offers. Thankyou PayPal! Reviewed on: 7th July 2026

Efficient

Easy to access account information. Efficient service when making payments or withdrawals. Great customer service when sorting out queries. Reviewed on: 7th July 2026

Always the easiest way to pay and my preferred metho...

Always the easiest way to pay and my preferred method, giving the option to pay no interest if paid within a certain period Reviewed on: 7th July 2026

Great experience! Excellent customer service

My experience has been great so far. Paypal credit came handy when I needed it Reviewed on: 7th July 2026

I use PayPal credit occasionally.

I use PayPal credit occasionally. It's nice to have a back up just in case. Easy to set up and run Reviewed on: 7th July 2026

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