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PayPal: PayPal Credit reviews

4.90
Based on 63,891 reviews, last reviewed 14th Apr 2026
1205500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Great. Simple to use and helps with splitting payments Reviewed on: 14th April 2026
Paul R's avatar
Paul R

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (63891)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paying with Paypal is very easy and fast.

5
Paying with Paypal is very easy and fast. Paypal is accepted almost on every e-commerce site. You can spread the cost with paying in 3 payments or 0% for 4 months without interest. With Paypal debit card I can earn points and changing them for money. Reviewed on: 11th April 2026

Great systems makes it easy to make and view payments.

5
Great systems makes it easy to make and view payments. Also offers great customer service with quick and easy responses/fixes Reviewed on: 11th April 2026

0% interests for 4 months on purchases, really helps...

5
0% interests for 4 months on purchases, really helps spread the cost, with no additional costs Reviewed on: 11th April 2026

I have found PayPal is a help in every way...

5
I have found PayPal is a help in every way Reviewed on: 11th April 2026

PayPal is very trustworthy and secure.

5
PayPal is very trustworthy and secure. I've used it for 20+ years and haven't had any issues thus far. Reviewed on: 11th April 2026

Good for my business.

5
Good for my business. My money is always available for me to withdraw immediately customer makes payment less than £561 Reviewed on: 10th April 2026

PayPal’s Pay in 3 and 4 months interest free options...

5
PayPal’s Pay in 3 and 4 months interest-free options are brilliant making bigger purchases easy to manage with no added cost. Simple to set up, clear to track, and backed by excellent customer service and strong buyer protection. A stress free way to spread payments. Reviewed on: 10th April 2026

Easy to use,easy to apply, quickly arranged

5
Easy to use,easy to apply, quickly arranged Reviewed on: 10th April 2026

Excellent app and customer service

5
Excellent app and customer service Reviewed on: 10th April 2026

My life saver

5
I love PayPal Credit , it helps me a lot to afford things that I find hard to afford in one go , it gives me a chance to pay over time , it's been a blessing. Reviewed on: 10th April 2026