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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172285)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Lending solutions are really useful for business

Lending solutions are really useful for business Reviewed on: 7th July 2026

I find PayPal very easy and convenient to use.

I find PayPal very easy and convenient to use. It is also a trusted platform and I feel secure when using it. Reviewed on: 7th July 2026

The way credit should be.

I have only used paypal a few times but i have nothing but praise. No fuss, easy to understand terms. Instant communication when required/ Reviewed on: 7th July 2026

Great service and financial provider.

Great service and financial provider. Flexible payment options attractive and easy to manage. Reviewed on: 7th July 2026

Easy Peasy

It was easy to set up, easy to use and came at a great time. Reviewed on: 7th July 2026

Interesting experience and quite exciting

Interesting experience and quite exciting Reviewed on: 7th July 2026

Great options Mr Musk has provided for us but 4 mont...

Great options Mr Musk has provided for us but 4 months interest free payments should be changed to 6 months as its more appealing to use PayPal instead of alternatives providing this option. Customer service in the UK could be abit easier to use as I kept on getting pushed to fourms instead of a real person chat to fix my issues or find out information. Reviewed on: 7th July 2026

Easy to use, works with most retailers

Easy to use, works with most retailers Reviewed on: 7th July 2026

Great company

Great company, easy to deal with and extremely informative, provides a transparent platform to help with everyday finances plus added extras. Reviewed on: 7th July 2026

Never had any problems

Never had any problems always been able to get questions answered ( it’s simple you lend you pay on time no problem. Yes, can’t really say more genuinely happy with PayPal credit ( I only use it when I am certain I can afford it Reviewed on: 7th July 2026

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