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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171961)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal covers all my purchases as they have a money...

PayPal covers all my purchases as they have a money back guarantee. Which I have used a few times Reviewed on: 7th July 2026

Pay pal is like having a financial friend

Pay pal is like having a financial friend Reviewed on: 7th July 2026

Such an easy and effortless way of borrowing money w...

Such an easy and effortless way of borrowing money when needed with various options on paying back with 0% it’s a no brainier for me. Reviewed on: 7th July 2026

I use PayPal credit regularly and pay off any outsta...

I use PayPal credit regularly and pay off any outstanding balances before the interest kicks in. I find it useful, easy to navigate, convenient and intuitive. I haven’t needed to contact customer support or raise any issues so can’t speak directly to customer support recently, but have had issues in the past that we’re promptly sorted. Reviewed on: 7th July 2026

PayPal pay easy

I have found PayPal quick and easy to use with communication at the forefront. The app is simple and easily takes you from one option to the other. Reviewed on: 7th July 2026

Never any problems it's quick and easy to use the ap...

Never any problems it's quick and easy to use the app good company to deal with Reviewed on: 7th July 2026

Easy to use platform

Easy to use platform , like the businesses that accept payment Reviewed on: 7th July 2026

Highly Recommend

Never had a problem with using PayPal who have always been very helpful on the odd occasion I have asked for their help. Reviewed on: 7th July 2026

Works for me

Efficient, excellent, always works quickly for me Reviewed on: 7th July 2026

great service

Been with PayPal for years and never had a bad word to say about them, easy to contact, easy to use, and no hassle. Reviewed on: 7th July 2026

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