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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171851 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171874)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very helpful

Very helpful when I have a problem, there was only one that you did not sort out Reviewed on: 7th July 2026

I had a good experience so far with PayPal.

I had a good experience so far with PayPal. Reviewed on: 7th July 2026

..smooth sailing

PayPal have been a life saver for me and my family for the past 15 years and I can’t get enough of their fantastic services. Reviewed on: 7th July 2026

always first class services online or phonealways gooa

always first class services online or phone Reviewed on: 7th July 2026

Fantastic provider

Excellent company, providing a fantastic service Reviewed on: 7th July 2026

Fraudulent transactions on my account

Recently a Chinese national used my PayPal+ details to stay in a London hotel and spend money in Marks & Spencer’s, food outlets etc. The fraudulent activity took place when I was working in Rawtenstall, Lancashire, which I can prove. I do not understand how they were able to do this and it was only through my own efforts and the hotel’s help confirming the passport details of the thief, that PayPal refunded the hotel payment. They have refused to reimburse the other fraudulent purchases even though I could not have been in London. The fact that my identity was so easily stolen and PayPal’s shameful response has caused me a lot of distress and I have advised family and friends not to use PayPal. Reviewed on: 7th July 2026

Using it my online purchase, ebay and buying postage.

Using it my online purchase, ebay and buying postage. I had never encounter any problems with my transaction. Reviewed on: 7th July 2026

HIGHLY RECOMMEND

Quick to resolve issues and very trustworthy. Reviewed on: 7th July 2026

PayPal credit is the way forward.

Absolutely fantastic, easy to control in the app, 3 months 0% interest on any purchase and everything is easy to apply for and use. Reviewed on: 7th July 2026

Very easy to use, convenient and no fuss

Very easy to use, convenient and no fuss Reviewed on: 7th July 2026

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