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PayPal: PayPal Credit reviews

4.90
Based on 75,250 reviews, last reviewed 18th Apr 2026
2253500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for long time and is helping me a lot... I use PayPal for long time and is helping me a lot as i can pay instalments and is very good for me i big recomanding PayPal Reviewed on: 18th April 2026
Ovidiu C's avatar
Ovidiu C

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (75250)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never any issues, always used paypal to pay online.

5
Never any issues, always used paypal to pay online. Recently used paypal credit for a mobile phone purchase too which was easy to do. Reviewed on: 16th April 2026

I have never had any issues with PayPal.

5
I have never had any issues with PayPal. Always a great service Reviewed on: 16th April 2026

Always had good service from Paypal if ever had a pr...

5
Always had good service from Paypal if ever had a problem with a transaction customer service have it sorted out quickly Reviewed on: 16th April 2026

Slow progress on chargeback claim.

4
Slow progress on chargeback claim. Reviewed on: 16th April 2026

Love pay in 3, helps budget for unexpected

5
Love pay in 3, helps budget for unexpected Reviewed on: 16th April 2026

Very easy , professional, happy with service

5
Very easy , professional, happy with service Reviewed on: 16th April 2026

Never had any problems with PayPal so can only give...

5
Never had any problems with PayPal so can only give a good review Reviewed on: 16th April 2026

Never had a problem

5
Never had a problem even though.my.payments are sometimes late on account . Very helpful team and would highly recommend paypal to anyone Reviewed on: 16th April 2026

Fantastic PayPal

5
Can't fault PayPal its fantastic Reviewed on: 16th April 2026

Excellent way to pay

5
I using PayPal for 20 years, happy pay this way as I know is protected from fraud, great customer skills and quick response plus lots benefits like credit, points ect Reviewed on: 16th April 2026