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PayPal: PayPal Credit reviews

4.90
Based on 77,943 reviews, last reviewed 20th Apr 2026
2502800% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s great. It’s great. I’ve used it for years! Reviewed on: 20th April 2026
Lauren Porteous's avatar
Lauren Porteous

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77943)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excellent service

5
My experience overall is exceptional. Great app and excellent customer service Reviewed on: 16th April 2026

Its great, meets my needs and easy to use.

5
Its great, meets my needs and easy to use. Reviewed on: 16th April 2026

Good service

5
I recently discovered that for unauthorised transactions, PayPal is the best in ensuring returns of unauthorised activities. Reviewed on: 16th April 2026

I use PayPal for everything.

5
I use PayPal for everything. The security for my money is second to none. I recommend everyone to use PayPal and will until I am alive Reviewed on: 16th April 2026

PayPal amazing!

5
PayPal amazing! It is the most trusted platform that I have been using for nearly twenty years! The resolution centre is great and calls always answered timeously. I cannot recommend highly enough! Reviewed on: 16th April 2026

Does what it needs to

4
I've never had any issues with using the service and any queries I've had have been answered promptly Reviewed on: 16th April 2026

Best experience with PayPal

5
Always helping and scheduled to be suitable for all customers Reviewed on: 16th April 2026

trustworthy

5
easy,good,trustworthy ,honest …………………………………………………….//…………………………. …….. Reviewed on: 16th April 2026

Easy to use, helpful credit app!

5
Easy to use, helpful credit app! Reviewed on: 16th April 2026

Excellent customer service and support.

5
Excellent customer service and support. Easy and safe way to make purchases online. Reviewed on: 16th April 2026

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